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Get the fresh financial start you deserve with experienced bankruptcy representation that protects your family and future.
Hear from Our Customers
You wake up without that knot in your stomach. No more creditor calls interrupting dinner with your family. No more choosing between groceries and minimum payments.
When your bankruptcy case closes, you’re looking at a clean slate. Your dischargeable debts are gone—not reduced, not settled, but completely eliminated. You can answer your phone again without checking the caller ID first.
Your paycheck stays in your account instead of getting garnished. You can start rebuilding your credit immediately, and most of our clients see their credit scores improve within 12-18 months. That’s faster than trying to pay down overwhelming debt or settling for pennies on the dollar.
The Frank Law Firm P.C. has been helping Long Island families navigate financial crises for years. We understand how quickly things can spiral—a job loss, medical emergency, or business failure can turn manageable debt into an impossible burden.
We’re not here to judge how you got into this situation. We’re here to get you out of it. Our practice focuses exclusively on debt relief, foreclosure defense, and bankruptcy law in New York.
You’ll work directly with an experienced bankruptcy attorney who knows the local courts, trustees, and procedures that affect your case. We’ve filed hundreds of successful Chapter 7 and Chapter 13 cases for Suffolk County residents.
We start with a free consultation where you bring your bills, income information, and asset details. We’ll review everything and determine if bankruptcy makes sense for your situation. Many people wait too long—we’ll tell you if you’re one of them.
If you decide to move forward, we handle all the paperwork and filing requirements. You’ll attend a required credit counseling session and provide the financial documents we need. We prepare your petition, schedules, and supporting paperwork.
Once we file your case, creditors must stop all collection activities immediately. That means no more calls, no more garnishments, no more foreclosure proceedings. You’ll attend one meeting with the bankruptcy trustee—we’ll be there with you to handle any questions.
Most Chapter 7 cases are complete within 4-6 months. Chapter 13 cases involve a 3-5 year payment plan, but you’re protected from creditors throughout the entire process.
Ready to get started?
Our bankruptcy practice covers both Chapter 7 liquidation and Chapter 13 reorganization cases. We also handle foreclosure defense to help you keep your home when possible.
Chapter 7 bankruptcy eliminates most unsecured debts like credit cards, medical bills, and personal loans. Most of our clients keep their homes, cars, and retirement accounts through New York’s generous exemption laws. The entire process typically takes 4-6 months.
Chapter 13 bankruptcy creates a manageable payment plan based on your actual income. You can catch up on mortgage arrears, strip second mortgages in some cases, and pay a fraction of your unsecured debt. This option works well for people with steady income who want to keep their homes.
We also provide foreclosure defense services to buy you time and explore alternatives to losing your home. Sometimes bankruptcy isn’t the right answer—we’ll tell you honestly what makes sense for your situation.
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