Both Sides of the Table
Thomas Frank has represented debtors, creditors, and trustees, so we know how lenders and the court read a plan.
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71 New Street, Huntington, NY 11743
Lender, landlord, or foreclosure pressure? Our Long Island bankruptcy reorganization attorney team will walk you through your options.
Bankruptcy Reorganization Attorney Long Island
Bankruptcy reorganization on Long Island means you put a repayment plan in front of your creditors and the court instead of selling everything off. Business owners usually do it under Chapter 11, including a faster small-business track called Subchapter V. Homeowners and wage earners usually use Chapter 13, which spreads catch-up payments over three to five years.
Either way, you generally stay in control while the plan is in motion. Creditors get a say, the court has the final word, and exemptions and eligibility rules apply to your situation. As a bankruptcy reorganization attorney team in Huntington, we help you sort out which option fits.
Long Island Bankruptcy Debt Relief
The Frank Law Firm provided me with legal advice and guidance during a difficult situation. I came to them to review and explain a legal contract I had signed. Amanda was very knowledgeable and explained the document thoroughly. She was very reassuring, and honest in answering all my questions. I would highly recommend to anyone seeking legal representation to reach out to this firm.
Thomas Frank came highly recommended by an attorney I trust and represented me in a complex matter against a large business entity represented by a large NYC firm. He immediately grasped the nature and scope of my case and came up with a brilliant, linear strategy in short order. Just as swiftly, Thomas strategically executed on each step. I have worked with white glove law firms and have never found the level of consistency and professionalism that Thomas provided in his capacity of counsel. He literally made zero mistakes, even in the moments of game time decisions in the courtroom. Not only that, his creativity and judgement led to an outcome that exceeded my expectations, and, as a human being, he was an absolute pleasure to work with. I cannot recommend Thomas Frank highly enough!
We came to Frank Law Firm because our original attorney put us in a scenario where everything was mismanaged. Amanda quickly cleaned up our previous attorneys mess and put us back on track. From day one they were very transparent about their process and fees. They provided fantastic guidance for us as new home owners. The team was highly responsive and often took time to ensure we fully understood potential outcomes and next steps. Overall we would work with them again and recommend to friends.
Amanda was a pleasure to work with!!! Selling and buying a home at the same time is very stressful too begin with and my experience was very difficult and stressful to say the least. Amanda was so patient, always available, and very knowledgeable to every question and concern that I had. I was truly blessed to have her represent me with both of my transactions. I would definitely recommend The Frank Law Firm to anyone that is looking for the best lawyers out there!!!
Amanda was extremely attentive and followed up on everything promptly. The law firm was professional and courteous and I highly recommend it.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Thomas Frank was a pleasure to work with. The experience was nothing but a professional one. Mr. Frank guided me through the whole process of Chapter 7 bankruptcy. He was always available to reach by email or texting at any time that I contacted him. He never failed to get back to me within hours. I highly recommend Mr. Frank for all of your legal issues. Also, you'll find their price for their legal services to be more than fair. Again, a great big thank you to a professional and knowledgeable team.
I needed an attorney quick fast and in a hurry. My girlfriend recommended this firm. I called and Amanda got back to me quickly. She researched my issue and gave me good guidance. She is a former prosecutor but able to explain convoluted legal concepts in a very straight forward way. We didn't wind up retaining the firm due to the time contraints of our case, but I know we will be working with them in the future. Give them a call, I think you will like what you hear.
I would like to thank Thomas in handling my first time home buying experience with his law firm. He was very polite and very professional. He even took the time to explain to me page by page about some documents I received from the seller, which by the way it was on his spare time to answer all of my concerns about those documents. He responded on every email and text that I had questions and concerns and I got answers. Thomas made himself accessible and told me if I have any other closing related issues pertaining any documents to give him a call. Thank you once again on doing a great job. I would highly recommend Thomas Frank and his law firm.
I retained Frank Law Firm when I received a warrant for an unpaid ticket. Not knowing the severity of this issue, I called and consulted Amanda. Before giving me any direction, she took the time to make some calls and figure out what exactly was going on. She then guided me through the process. She was very comforting and explained everything in a manor that I understood. I would like to send a sincere thank you to her and Frank Law Firm. The amount of attention and guidance I received was refreshing. I would recommend them to anyone!
The Frank Law firm has helped me and my family tremendously. Amanda has been nothing but a blessing with her vast knowledge and resources, Me and My family were very satisfied with their service. Would definitely recommended them.
I'm a real estate investor in NY and I honestly could not ask to partner up with any firm better than the incredible people at Frank Law Firm. There passion, love and dedication for what they do is evident. I can't thank them enough for everything they have helped me with so far and we are only going to grow from here...
Business Bankruptcy Attorney Long Island
If you run a storefront in Huntington or an office in Hauppauge, rent and lender payments probably sit near the top of your worries. Subchapter V is a streamlined version of Chapter 11 for smaller businesses. The plan is due within 90 days of filing, there's generally no creditors' committee, and you often keep operating. Nationally, Subchapter V elections jumped 67% in the first quarter of 2026 compared with a year earlier.
Eligibility depends on how much debt you carry, and Congress has recently moved to raise that limit, so we check current rules before we advise you. As a business bankruptcy attorney on Long Island, we can also look at whether a burdensome lease or contract can be rejected.
Bankruptcy Lawyer Long Island, NY
Many firms see bankruptcy from the debtor's chair only. Thomas Frank has represented debtors, creditors, and trustees, and The Frank Law Firm P.C. also prosecutes foreclosures for lenders and handles commercial litigation and real estate matters. That matters, because a reorganization plan only works if creditors and the court accept it.
So you get a plan built with the other side's questions already answered, and a bankruptcy lawyer who can also deal with the lender, landlord, or foreclosure fight attached to your case. If you're switching attorneys because your last case was mismanaged, we've cleaned up that kind of mess before. We work with clients from Commack to Plainview, Oceanside to Wantagh.
Bankruptcy Filing Attorney Long Island
Have a question about your situation? Start with a conversation.
Ask our teamChapter 7 sells your non-exempt property to pay creditors, then wipes out what's left of qualifying debt. Bankruptcy reorganization works the other way around. You work to keep operating or keep your property, and you pay creditors through a court-approved plan. For businesses and some individuals, that's Chapter 11. For most households on Long Island, it's Chapter 13, with a plan that runs three to five years. In 2025 the Central Islip court, which covers Nassau and Suffolk counties, handled 2,109 Chapter 13 cases next to 2,702 Chapter 7 cases. A bankruptcy reorganization attorney can help you work out which one fits your situation.
Yes. Chapter 11 isn't just for big corporations, and Subchapter V was created as a faster, cheaper track for smaller companies. It calls for a plan within 90 days of filing, generally has no creditors' committee, and the owner often keeps running the business. Debt limits apply, and Congress has recently moved to raise them, so we confirm current eligibility first. Nassau and Suffolk cases are heard at the U.S. Bankruptcy Court in Central Islip, 290 Federal Plaza, which saw 143 Chapter 11 cases in 2025. Many proceedings may be handled remotely, and we'll confirm what applies to your case. A business bankruptcy attorney can tell you quickly whether you fit.
It can pause one, and often it's the best tool available. Once you file, an automatic stay generally halts foreclosure activity while your case is pending. A Chapter 13 plan then lets you catch up missed mortgage payments over three to five years, as long as you stay current going forward. It isn't a guarantee. Whether it works depends on how far behind you are, your income, and whether the plan is realistic. Because we also prosecute foreclosures for lenders, we know how the process looks from the other side. If you're a Long Island homeowner with a sale date coming, call sooner rather than later.
A Chapter 13 plan runs three to five years. A Chapter 11 timeline depends on the business and its creditors, and Subchapter V moves faster, with the plan due within 90 days of filing. If a plan can't be completed, the case can be dismissed or converted to a Chapter 7 liquidation, which is exactly what we try to avoid. That's why we test feasibility before you file. Can your income, or your business's cash flow, actually support the payments? If the answer is no, we'll tell you and look at other options. Honest bankruptcy debt relief on Long Island starts with realistic numbers.
You can file on your own, but think hard before you do. Chapter 11 and Subchapter V are difficult without help, and mistakes made before a lawyer gets involved, like paying insiders or taking on new debt, can sink a case. Chapter 13 is more forgiving, but it's still full of deadlines and paperwork. We also help people who would rather avoid bankruptcy, because a workout or negotiation with a lender or landlord sometimes does the job. Either way, talking to a bankruptcy filing attorney before you file is the safest first step you can take.
It depends on the case, and we'd rather be upfront about that than quote a number that doesn't fit you. A Chapter 13 for a family and a Chapter 11 for a business with a lease, lenders, and vendors are very different amounts of work. We explain our fees before you commit, including what's covered and how additional work is handled. Clients have told us we were transparent about our process and fees from day one. When you're comparing a reorganization bankruptcy lawyer on Long Island, ask every firm that question. Call us at 516-246-5577 or visit 71 New Street in Huntington, Monday to Friday, 8:30am to 5:30pm. Weekend appointments are available.