A Real Attorney, Every Step
You work directly with an attorney, not a paralegal or case manager, and every step gets explained in plain English.
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71 New Street, Huntington, NY 11743
Scared of losing your home? We'll tell you where you stand and help you stop foreclosure on Long Island.
Foreclosure Defense Lawyer Long Island
In New York, a lender can't just take your home. It has to sue you in court, and that lawsuit comes with notice rules, deadlines and defenses most homeowners never hear about.
At The Frank Law Firm P.C., we act as your foreclosure defense lawyer on Long Island, and our foreclosure defense services start with the lender's paperwork. We check whether the required 90-day notice went out, whether the bank can prove it owns your loan, and whether its numbers hold up. Then we look at your finances to find what fits: defending the case, a loan modification, or selling on your terms.
Prevent Foreclosure Long Island
The Frank Law Firm provided me with legal advice and guidance during a difficult situation. I came to them to review and explain a legal contract I had signed. Amanda was very knowledgeable and explained the document thoroughly. She was very reassuring, and honest in answering all my questions. I would highly recommend to anyone seeking legal representation to reach out to this firm.
Thomas Frank came highly recommended by an attorney I trust and represented me in a complex matter against a large business entity represented by a large NYC firm. He immediately grasped the nature and scope of my case and came up with a brilliant, linear strategy in short order. Just as swiftly, Thomas strategically executed on each step. I have worked with white glove law firms and have never found the level of consistency and professionalism that Thomas provided in his capacity of counsel. He literally made zero mistakes, even in the moments of game time decisions in the courtroom. Not only that, his creativity and judgement led to an outcome that exceeded my expectations, and, as a human being, he was an absolute pleasure to work with. I cannot recommend Thomas Frank highly enough!
We came to Frank Law Firm because our original attorney put us in a scenario where everything was mismanaged. Amanda quickly cleaned up our previous attorneys mess and put us back on track. From day one they were very transparent about their process and fees. They provided fantastic guidance for us as new home owners. The team was highly responsive and often took time to ensure we fully understood potential outcomes and next steps. Overall we would work with them again and recommend to friends.
Amanda was a pleasure to work with!!! Selling and buying a home at the same time is very stressful too begin with and my experience was very difficult and stressful to say the least. Amanda was so patient, always available, and very knowledgeable to every question and concern that I had. I was truly blessed to have her represent me with both of my transactions. I would definitely recommend The Frank Law Firm to anyone that is looking for the best lawyers out there!!!
Amanda was extremely attentive and followed up on everything promptly. The law firm was professional and courteous and I highly recommend it.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Thomas Frank was a pleasure to work with. The experience was nothing but a professional one. Mr. Frank guided me through the whole process of Chapter 7 bankruptcy. He was always available to reach by email or texting at any time that I contacted him. He never failed to get back to me within hours. I highly recommend Mr. Frank for all of your legal issues. Also, you'll find their price for their legal services to be more than fair. Again, a great big thank you to a professional and knowledgeable team.
I needed an attorney quick fast and in a hurry. My girlfriend recommended this firm. I called and Amanda got back to me quickly. She researched my issue and gave me good guidance. She is a former prosecutor but able to explain convoluted legal concepts in a very straight forward way. We didn't wind up retaining the firm due to the time contraints of our case, but I know we will be working with them in the future. Give them a call, I think you will like what you hear.
I would like to thank Thomas in handling my first time home buying experience with his law firm. He was very polite and very professional. He even took the time to explain to me page by page about some documents I received from the seller, which by the way it was on his spare time to answer all of my concerns about those documents. He responded on every email and text that I had questions and concerns and I got answers. Thomas made himself accessible and told me if I have any other closing related issues pertaining any documents to give him a call. Thank you once again on doing a great job. I would highly recommend Thomas Frank and his law firm.
I retained Frank Law Firm when I received a warrant for an unpaid ticket. Not knowing the severity of this issue, I called and consulted Amanda. Before giving me any direction, she took the time to make some calls and figure out what exactly was going on. She then guided me through the process. She was very comforting and explained everything in a manor that I understood. I would like to send a sincere thank you to her and Frank Law Firm. The amount of attention and guidance I received was refreshing. I would recommend them to anyone!
The Frank Law firm has helped me and my family tremendously. Amanda has been nothing but a blessing with her vast knowledge and resources, Me and My family were very satisfied with their service. Would definitely recommended them.
I'm a real estate investor in NY and I honestly could not ask to partner up with any firm better than the incredible people at Frank Law Firm. There passion, love and dedication for what they do is evident. I can't thank them enough for everything they have helped me with so far and we are only going to grow from here...
Fight Foreclosure Long Island
Everyone hears that foreclosure in New York takes forever. It often does, well over a year from the first missed payment to auction, though every case differs. That's the trap, because the one deadline that can't wait comes right at the start.
Once you're served, you may have as little as 20 days to file a formal answer, or 30 if the papers reached you another way. Calling the lender's lawyer doesn't count, and neither does applying for a loan modification. Miss the deadline and the bank can ask for a default judgment. When you fight foreclosure on Long Island, that answer is where the work begins.
Foreclosure Help Long Island
Whether you're in East Northport, East Setauket, Centereach, Melville, Oceanside or Copiague Harbor, your case runs through Supreme Court in Nassau or Suffolk County. We handle the filings, the court appearances and the calls with the lender's attorneys, so you get foreclosure help on Long Island without doing it alone.
That includes the settlement conference, which the court schedules within about 60 days of service for many owner-occupied homes. Thomas J. Frank has also written about New York's Foreclosure Abuse Prevention Act, so we pay close attention to how old your loan is and whether the lender's time limit has run.
Stop Foreclosure Attorney Long Island
Have a question about your situation? Start with a conversation.
Ask our teamAs little as 20 days if the papers were handed to you personally, and 30 days if they were served another way, such as by mail or on someone at your home. Don't count on a phone call to the bank's lawyer or a pending loan modification application to buy you time. Neither one is a formal answer, and missing the deadline can lead to a default judgment. If you've been served on Long Island, call us right away at 516-246-5577 and we'll read your papers and tell you the real date.
Often the case can be defended or resolved without bankruptcy, but no honest attorney will promise it. Foreclosure on Long Island is a lawsuit, so we look for problems in the lender's case, such as a missing or defective 90-day notice, trouble proving it owns your loan, or errors in the payment history. We also pursue loan modifications, repayment plans, short sales and deeds in lieu. Bankruptcy, including Chapter 13 to catch up on missed payments over time, is one more tool. We recommend it only when it truly fits your situation.
Often well over a year. Our own estimate is about 15 months from the first missed payment to auction, and another Long Island firm cites an average of 445 days. Every case is different, and we can't promise a timeline. Court calendars, the settlement conference and the lender's own mistakes all move the dates. Your home isn't gone until a court orders a sale and it actually happens. A long timeline only helps if you use it, so the sooner you call about stopping foreclosure on Long Island, the more options you keep.
For many owner-occupied one- to four-family homes, the court schedules a settlement conference within about 60 days of proof of service. You, your lawyer and the lender's attorney sit down, and the lender has to negotiate in good faith. Loan modification is a main topic. The conference doesn't end the case on its own, and it doesn't replace your answer to the complaint. Still, it's one of the best chances to work out a payment you can handle. If you want to fight foreclosure on Long Island, we prepare you beforehand and attend with you.
You're far from alone. Suffolk County had 933 first-time foreclosure filings in 2024, the most of any county in the New York metro area, and Nassau County had 567, according to PropertyShark. In the second quarter of 2025, Nassau was the metro's busiest market with 173 filings, up 31% from a year earlier, while Suffolk fell sharply. The numbers move around, but thousands of Long Island families face this every year. Many of them paid on time for years until life got in the way.
Fees depend on what your case needs, and we won't quote a number before we've seen your papers. What we will do is explain how our fees work in plain terms at the start, so nothing surprises you later. Clients have said we were upfront about costs. Be wary of any company that wants a large payment up front to "rescue" your home with a loan modification, and of any lawyer who guarantees results. Call 516-246-5577 and ask us directly.