Options Beyond Bankruptcy
We can challenge a judgment, claim exempt funds, or negotiate, and we file bankruptcy only when it truly fits your situation.
24/7 Emergency Services
333 Glen Head Road, Old Brookville, NY
Short paycheck or frozen account? We get it. Call our Long Island wage garnishment lawyer for a free consultation.
Long Island Wage Garnishment Attorney
In New York, a wage garnishment is called an income execution. A creditor sues, wins a judgment, and a sheriff or marshal serves your employer, who then sends part of every paycheck to the creditor. A bank restraint can freeze your account too, and plenty of people only find out when a debit card gets declined.
If you live in Nassau or Suffolk, we're the Long Island wage garnishment lawyer you call to sort out what happened and how to end it. Some clients owe a debt they never knew was in court. Others run a small business whose account just went dark. You have more options than the notice makes it seem.
Stop Wage Garnishment Long Island
The Frank Law Firm provided me with legal advice and guidance during a difficult situation. I came to them to review and explain a legal contract I had signed. Amanda was very knowledgeable and explained the document thoroughly. She was very reassuring, and honest in answering all my questions. I would highly recommend to anyone seeking legal representation to reach out to this firm.
Thomas Frank came highly recommended by an attorney I trust and represented me in a complex matter against a large business entity represented by a large NYC firm. He immediately grasped the nature and scope of my case and came up with a brilliant, linear strategy in short order. Just as swiftly, Thomas strategically executed on each step. I have worked with white glove law firms and have never found the level of consistency and professionalism that Thomas provided in his capacity of counsel. He literally made zero mistakes, even in the moments of game time decisions in the courtroom. Not only that, his creativity and judgement led to an outcome that exceeded my expectations, and, as a human being, he was an absolute pleasure to work with. I cannot recommend Thomas Frank highly enough!
We came to Frank Law Firm because our original attorney put us in a scenario where everything was mismanaged. Amanda quickly cleaned up our previous attorneys mess and put us back on track. From day one they were very transparent about their process and fees. They provided fantastic guidance for us as new home owners. The team was highly responsive and often took time to ensure we fully understood potential outcomes and next steps. Overall we would work with them again and recommend to friends.
Amanda was a pleasure to work with!!! Selling and buying a home at the same time is very stressful too begin with and my experience was very difficult and stressful to say the least. Amanda was so patient, always available, and very knowledgeable to every question and concern that I had. I was truly blessed to have her represent me with both of my transactions. I would definitely recommend The Frank Law Firm to anyone that is looking for the best lawyers out there!!!
Amanda was extremely attentive and followed up on everything promptly. The law firm was professional and courteous and I highly recommend it.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Thomas Frank was a pleasure to work with. The experience was nothing but a professional one. Mr. Frank guided me through the whole process of Chapter 7 bankruptcy. He was always available to reach by email or texting at any time that I contacted him. He never failed to get back to me within hours. I highly recommend Mr. Frank for all of your legal issues. Also, you'll find their price for their legal services to be more than fair. Again, a great big thank you to a professional and knowledgeable team.
I needed an attorney quick fast and in a hurry. My girlfriend recommended this firm. I called and Amanda got back to me quickly. She researched my issue and gave me good guidance. She is a former prosecutor but able to explain convoluted legal concepts in a very straight forward way. We didn't wind up retaining the firm due to the time contraints of our case, but I know we will be working with them in the future. Give them a call, I think you will like what you hear.
I would like to thank Thomas in handling my first time home buying experience with his law firm. He was very polite and very professional. He even took the time to explain to me page by page about some documents I received from the seller, which by the way it was on his spare time to answer all of my concerns about those documents. He responded on every email and text that I had questions and concerns and I got answers. Thomas made himself accessible and told me if I have any other closing related issues pertaining any documents to give him a call. Thank you once again on doing a great job. I would highly recommend Thomas Frank and his law firm.
I retained Frank Law Firm when I received a warrant for an unpaid ticket. Not knowing the severity of this issue, I called and consulted Amanda. Before giving me any direction, she took the time to make some calls and figure out what exactly was going on. She then guided me through the process. She was very comforting and explained everything in a manor that I understood. I would like to send a sincere thank you to her and Frank Law Firm. The amount of attention and guidance I received was refreshing. I would recommend them to anyone!
The Frank Law firm has helped me and my family tremendously. Amanda has been nothing but a blessing with her vast knowledge and resources, Me and My family were very satisfied with their service. Would definitely recommended them.
I'm a real estate investor in NY and I honestly could not ask to partner up with any firm better than the incredible people at Frank Law Firm. There passion, love and dedication for what they do is evident. I can't thank them enough for everything they have helped me with so far and we are only going to grow from here...
Long Island Wage Garnishment Defense
A lot of garnishments start with a lawsuit the person never knew about. The New York City Bar Association found default judgments in about 39% of the consumer credit cases it examined in the city. And in 2009, the New York Attorney General went after roughly 100,000 default judgments tied to improper service, in a case centered on American Legal Process, a Long Island company.
If you were never properly served, the judgment behind your garnishment can sometimes be challenged. Our first move as a wage garnishment defense attorney on Long Island is reading the court file: the judgment, how service was handled, and the income execution itself. When there's no defect, we look at exemptions, negotiation, or bankruptcy instead. Either way, you'll know where you stand.
Bank Restraint Lawyer Long Island
When a bank restrains your account, it can hold up to double the judgment amount, and the restraint can stay in place for a year. That sounds final, but freezing isn't taking. Your bank is supposed to mail you an exemption notice and claim forms within two business days, and money like Social Security and VA benefits is protected. On Long Island, where property taxes and storm repairs already stretch budgets, a frozen account on the day a bill is due can snowball fast.
Plenty of people get told to call the creditor's lawyer, who never calls back. As a bank restraint lawyer serving Long Island, we help you file the exemption claim with the right documents. Our work starts with the bank's notice and your recent statements, so we can see which funds are exempt. If you run a business, we work to get a frozen account moving again before payroll comes due.
We also work with creditors, which means we know how these restraints get built and where they fall short. Whether you call it a restraint or a levy, a bank levy lawyer on Long Island should move quickly.
Wage Garnishment Attorney Long Island
Have a question about your situation? Start with a conversation.
Ask our teamSometimes, yes. Bankruptcy is one way to stop wage garnishment on Long Island, because the automatic stay can halt garnishments and bank levies once your case is filed, though child support and some recent tax debts may continue. But it isn't the only route. Depending on your file, we may be able to challenge the judgment, claim exempt income, or negotiate a payment arrangement with the creditor. As a wage garnishment defense attorney serving Long Island, we review the court papers first and then tell you which path fits, including when bankruptcy isn't necessary.
For ordinary consumer debts, New York generally lets a creditor take up to 10% of your gross wages. Some sources describe a second cap tied to disposable earnings, and debts like child support or taxes follow different rules, so the exact figure depends on what you owe. The simplest way to check is to bring a recent pay stub and any court papers to a wage garnishment attorney in Nassau or Suffolk. If your employer is taking more than the law allows, that's worth challenging, and we'll tell you straight whether it is.
New York protects certain money in your account, including Social Security and VA benefits that were direct-deposited in the prior 45 days, along with a set amount of other funds. That dollar protection gets adjusted over time, so we confirm the current figure with you instead of guessing. After a restraint, your bank must mail you an exemption notice and claim forms within two business days. If the bank keeps pointing you to the creditor's lawyer, a bank account restraint attorney on Long Island, NY can send the claim forms and supporting documents directly.
Often it's worth a look. If you were never properly served, a court may be willing to undo the default judgment, and the garnishment can end with it. That isn't just theory here: the state's 2009 case over roughly 100,000 default judgments centered on a Long Island process server. Also, New York's Consumer Credit Fairness Act set a three-year statute of limitations for most consumer credit debts. We'd pull the court file, look at how service was handled and when the debt started, and tell you if a challenge makes sense. A Long Island wage garnishment lawyer can do this quickly, so bring every paper you've received.
Your employer is served with the order and has to follow it, so yes, payroll or HR will know. We understand how uncomfortable that feels. Questions about your job protections depend on your specific situation, so bring those to the consultation instead of relying on a general answer. What we can say is that the real fix is ending the deductions. A wage garnishment attorney on Long Island can work on that through a challenge to the judgment, exemption claims, a negotiated agreement, or bankruptcy. The sooner you call, the fewer paychecks get cut.
We don't publish fees on our website, because the cost depends on what your case needs. Challenging a judgment, filing exemption claims, negotiating, and filing bankruptcy are very different amounts of work. What we can tell you is that the first consultation is free. We review your income, debts, and assets, explain your options, and talk about fees before you decide anything. You're also not the only one stretched thin: United for ALICE found that 33% of Suffolk households in 2023 were above the poverty line yet still struggling to pay bills. Whether you need a bank restraint lawyer or a wage garnishment defense attorney on Long Island, tell us on the call if money is tight.