Licensed in Three States
Our attorneys are licensed in New York, New Jersey, and Florida, so your case isn't stuck at the state line.
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333 Glen Head Road, Old Brookville, NY
Calls, letters, sleepless nights. Our debt settlement lawyers on Long Island deal with creditors so you can breathe.
Debt Settlement Attorney, Long Island
Debt settlement means we negotiate with your creditors to resolve what you owe for an amount they'll accept, often as a lump sum. As a debt settlement attorney on Long Island, we also handle what a settlement company can't: we can answer a lawsuit and stand up in court for you.
It helps people who've fallen behind on credit cards, loans, or medical bills and can't see a way out. We can't promise a number, and no honest firm can. What we can do is look at your situation and tell you plainly whether settlement makes sense.
Long Island Debt Negotiation Lawyer
The Frank Law Firm provided me with legal advice and guidance during a difficult situation. I came to them to review and explain a legal contract I had signed. Amanda was very knowledgeable and explained the document thoroughly. She was very reassuring, and honest in answering all my questions. I would highly recommend to anyone seeking legal representation to reach out to this firm.
Thomas Frank came highly recommended by an attorney I trust and represented me in a complex matter against a large business entity represented by a large NYC firm. He immediately grasped the nature and scope of my case and came up with a brilliant, linear strategy in short order. Just as swiftly, Thomas strategically executed on each step. I have worked with white glove law firms and have never found the level of consistency and professionalism that Thomas provided in his capacity of counsel. He literally made zero mistakes, even in the moments of game time decisions in the courtroom. Not only that, his creativity and judgement led to an outcome that exceeded my expectations, and, as a human being, he was an absolute pleasure to work with. I cannot recommend Thomas Frank highly enough!
We came to Frank Law Firm because our original attorney put us in a scenario where everything was mismanaged. Amanda quickly cleaned up our previous attorneys mess and put us back on track. From day one they were very transparent about their process and fees. They provided fantastic guidance for us as new home owners. The team was highly responsive and often took time to ensure we fully understood potential outcomes and next steps. Overall we would work with them again and recommend to friends.
Amanda was a pleasure to work with!!! Selling and buying a home at the same time is very stressful too begin with and my experience was very difficult and stressful to say the least. Amanda was so patient, always available, and very knowledgeable to every question and concern that I had. I was truly blessed to have her represent me with both of my transactions. I would definitely recommend The Frank Law Firm to anyone that is looking for the best lawyers out there!!!
Amanda was extremely attentive and followed up on everything promptly. The law firm was professional and courteous and I highly recommend it.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Thomas Frank was a pleasure to work with. The experience was nothing but a professional one. Mr. Frank guided me through the whole process of Chapter 7 bankruptcy. He was always available to reach by email or texting at any time that I contacted him. He never failed to get back to me within hours. I highly recommend Mr. Frank for all of your legal issues. Also, you'll find their price for their legal services to be more than fair. Again, a great big thank you to a professional and knowledgeable team.
I needed an attorney quick fast and in a hurry. My girlfriend recommended this firm. I called and Amanda got back to me quickly. She researched my issue and gave me good guidance. She is a former prosecutor but able to explain convoluted legal concepts in a very straight forward way. We didn't wind up retaining the firm due to the time contraints of our case, but I know we will be working with them in the future. Give them a call, I think you will like what you hear.
I would like to thank Thomas in handling my first time home buying experience with his law firm. He was very polite and very professional. He even took the time to explain to me page by page about some documents I received from the seller, which by the way it was on his spare time to answer all of my concerns about those documents. He responded on every email and text that I had questions and concerns and I got answers. Thomas made himself accessible and told me if I have any other closing related issues pertaining any documents to give him a call. Thank you once again on doing a great job. I would highly recommend Thomas Frank and his law firm.
I retained Frank Law Firm when I received a warrant for an unpaid ticket. Not knowing the severity of this issue, I called and consulted Amanda. Before giving me any direction, she took the time to make some calls and figure out what exactly was going on. She then guided me through the process. She was very comforting and explained everything in a manor that I understood. I would like to send a sincere thank you to her and Frank Law Firm. The amount of attention and guidance I received was refreshing. I would recommend them to anyone!
The Frank Law firm has helped me and my family tremendously. Amanda has been nothing but a blessing with her vast knowledge and resources, Me and My family were very satisfied with their service. Would definitely recommended them.
I'm a real estate investor in NY and I honestly could not ask to partner up with any firm better than the incredible people at Frank Law Firm. There passion, love and dedication for what they do is evident. I can't thank them enough for everything they have helped me with so far and we are only going to grow from here...
Settlement vs Bankruptcy Long Island
A lot of people on Long Island search for a debt settlement lawyer when what they're really asking is whether they have to file for bankruptcy. With mortgages, property taxes, and everyday costs as high as they are here, it doesn't take much for a credit card balance to get away from you.
We handle both sides, so our advice isn't built to sell you one thing. We negotiate debt with creditors on Long Island, we defend collection lawsuits, and we file Chapter 7 and Chapter 13 bankruptcy cases. Sometimes settlement is the cleaner route. Sometimes it isn't, and we'll say so. A creditor also takes a negotiation more seriously when it knows bankruptcy is a real option for you.
Debt Settlement Services Long Island
Our debt settlement services on Long Island start with a close look at your debts: who owns them, how old they are, whether you've been sued, and what you can realistically pay. From there we negotiate directly with the creditor or its lawyers. If a lawsuit is already underway, we defend it at the same time.
You also get an honest explanation of the trade-offs. Stopping payments can hurt your credit, forgiven debt may be taxable, and a creditor can still sue while talks are going on. We walk you through each of those before you decide anything.
Debt Negotiation Services Long Island
Have a question about your situation? Start with a conversation.
Ask our teamFees depend on the debts involved and the work your case needs, so we can't give you an honest number before we've seen what you owe. What we can tell you is how to protect yourself. Ask any firm how it bills before you hand over a dime, and get the terms in writing. Since 2010, the FTC has banned advance fees for debt settlement companies that sell by phone, though attorneys have limited exemptions in some situations. We'll explain exactly how our fees work during your consultation, before you commit to anything.
Sometimes, but nobody can promise it. Creditors settle when they believe a negotiated payment beats the alternative, which might be a long lawsuit or a bankruptcy where they collect very little. That's the leverage a debt negotiation lawyer on Long Island brings, and it's why it matters that we file bankruptcy cases as well as negotiate. How much a creditor will accept depends on the debt, how old it is, who owns it, and what you can pay. Be skeptical of any firm quoting percentages before it has looked at your accounts.
Probably yes on both, and you should know that going in. Settlement plans often involve stopping payments to create room to negotiate, and some consumer sources estimate that can drop a score by 65 to 125 points, more if you were current beforehand. The forgiven portion of a debt may also count as taxable income, so it's worth checking with a tax professional. For Long Island households already carrying a mortgage and high living costs, we weigh those trade-offs with you before recommending settlement.
Don't set the papers aside and hope they go away. Bring them to us right away, because court deadlines apply and missing one can make things worse. Fewer than 10% of people sued over debt have a lawyer, and those who do are more likely to win or settle. As a debt relief attorney on Long Island, we can respond to the lawsuit and open settlement talks at the same time, so you're not choosing between defending yourself and resolving the debt.
You can settle debts on your own, and some people do. If you want help, the biggest difference is who's doing the work. A law firm can appear in court, respond to a lawsuit, and tell you whether bankruptcy is the better move. Some "attorney-backed" companies are really call centers where you never meet a lawyer. When you're choosing a debt settlement law firm on Long Island, ask whether you'll speak with an attorney and where the office is located.
Our office is at 71 New Street in Huntington, NY, in Suffolk County, and we work with people across Nassau and Suffolk as a debt settlement law firm on Long Island. We also help clients in Queens, Brooklyn, the Bronx, Manhattan, Staten Island, New Jersey, and Florida. If you're closer to Lynbrook or North Babylon, we have pages for those communities too. Not sure whether to come in or talk first? Call 516-246-5577 and tell us what's going on. Bring any letters, statements, or court papers you've received, and we'll take it from there.