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Thomas J. Frank and Amanda Baron-Frank represent you directly, not paralegals handling your case from behind the scenes.
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333 Glen Head Road, Old Brookville, NY
Medical bills arrive while you're still healing. Our Long Island medical debt lawyer walks the next step with you—whether that's fighting back, negotiating down, or finding relief through bankruptcy.
Medical Debt Attorney Long Island
In 2022, New York banned wage garnishment and liens on your primary home to collect medical debt judgments. That's real protection, and plenty of Long Islanders hear it and relax. Then a summons arrives.
Hospitals, doctors, and collectors can still call, mail, and sue. The state has said more than 50,000 New Yorkers were sued over medical debt in a five-year span. On Long Island, that means your neighbors are facing these lawsuits right now.
As a medical debt lawyer serving Nassau and Suffolk, we step in before a bill becomes a judgment. We check the bill, find out who is really suing, and choose the path that fits: dispute it, negotiate it, or discharge it.
Medical Debt Relief Long Island
The Frank Law Firm provided me with legal advice and guidance during a difficult situation. I came to them to review and explain a legal contract I had signed. Amanda was very knowledgeable and explained the document thoroughly. She was very reassuring, and honest in answering all my questions. I would highly recommend to anyone seeking legal representation to reach out to this firm.
Thomas Frank came highly recommended by an attorney I trust and represented me in a complex matter against a large business entity represented by a large NYC firm. He immediately grasped the nature and scope of my case and came up with a brilliant, linear strategy in short order. Just as swiftly, Thomas strategically executed on each step. I have worked with white glove law firms and have never found the level of consistency and professionalism that Thomas provided in his capacity of counsel. He literally made zero mistakes, even in the moments of game time decisions in the courtroom. Not only that, his creativity and judgement led to an outcome that exceeded my expectations, and, as a human being, he was an absolute pleasure to work with. I cannot recommend Thomas Frank highly enough!
We came to Frank Law Firm because our original attorney put us in a scenario where everything was mismanaged. Amanda quickly cleaned up our previous attorneys mess and put us back on track. From day one they were very transparent about their process and fees. They provided fantastic guidance for us as new home owners. The team was highly responsive and often took time to ensure we fully understood potential outcomes and next steps. Overall we would work with them again and recommend to friends.
Amanda was a pleasure to work with!!! Selling and buying a home at the same time is very stressful too begin with and my experience was very difficult and stressful to say the least. Amanda was so patient, always available, and very knowledgeable to every question and concern that I had. I was truly blessed to have her represent me with both of my transactions. I would definitely recommend The Frank Law Firm to anyone that is looking for the best lawyers out there!!!
Amanda was extremely attentive and followed up on everything promptly. The law firm was professional and courteous and I highly recommend it.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Thomas Frank was a pleasure to work with. The experience was nothing but a professional one. Mr. Frank guided me through the whole process of Chapter 7 bankruptcy. He was always available to reach by email or texting at any time that I contacted him. He never failed to get back to me within hours. I highly recommend Mr. Frank for all of your legal issues. Also, you'll find their price for their legal services to be more than fair. Again, a great big thank you to a professional and knowledgeable team.
I needed an attorney quick fast and in a hurry. My girlfriend recommended this firm. I called and Amanda got back to me quickly. She researched my issue and gave me good guidance. She is a former prosecutor but able to explain convoluted legal concepts in a very straight forward way. We didn't wind up retaining the firm due to the time contraints of our case, but I know we will be working with them in the future. Give them a call, I think you will like what you hear.
I would like to thank Thomas in handling my first time home buying experience with his law firm. He was very polite and very professional. He even took the time to explain to me page by page about some documents I received from the seller, which by the way it was on his spare time to answer all of my concerns about those documents. He responded on every email and text that I had questions and concerns and I got answers. Thomas made himself accessible and told me if I have any other closing related issues pertaining any documents to give him a call. Thank you once again on doing a great job. I would highly recommend Thomas Frank and his law firm.
I retained Frank Law Firm when I received a warrant for an unpaid ticket. Not knowing the severity of this issue, I called and consulted Amanda. Before giving me any direction, she took the time to make some calls and figure out what exactly was going on. She then guided me through the process. She was very comforting and explained everything in a manor that I understood. I would like to send a sincere thank you to her and Frank Law Firm. The amount of attention and guidance I received was refreshing. I would recommend them to anyone!
The Frank Law firm has helped me and my family tremendously. Amanda has been nothing but a blessing with her vast knowledge and resources, Me and My family were very satisfied with their service. Would definitely recommended them.
I'm a real estate investor in NY and I honestly could not ask to partner up with any firm better than the incredible people at Frank Law Firm. There passion, love and dedication for what they do is evident. I can't thank them enough for everything they have helped me with so far and we are only going to grow from here...
Hospital Bill Lawyer Long Island
Most people on Long Island pay a medical bill the way they pay the electric bill: they assume it's right. Often it isn't. Insurance gets coded wrong, an out-of-network doctor turns up at an in-network hospital, or the same charge lands twice.
As a hospital bill lawyer serving Nassau and Suffolk, we start by requesting an itemized bill and lining it up against your insurer's Explanation of Benefits. If the bill is already with a collector, we act as your medical collection defense attorney and begin with one question: can they prove this debt is theirs, and that the amount is right? Some can't, and that matters.
Medical Debt Negotiation Long Island
Once we've seen your paperwork, we lay out three paths and tell you which one we'd take. If you've been sued, a medical debt defense lawyer on Long Island can answer the complaint, hold the other side to proof, and push for the best result the facts allow.
If the debt is real, medical debt negotiation may mean a lower settlement or a payment plan we've reviewed first. Medical debt is usually unsecured, so when the total is simply too big, bankruptcy in the Eastern District of New York can be a clean form of medical debt relief. Whatever you choose, a medical debt attorney in Nassau or Suffolk should tell you the downside before you commit.
Nassau Suffolk Medical Debt Lawyer
Have a question about your situation? Start with a conversation.
Ask our teamYes. Hospitals and doctors can sue over an unpaid bill. New York has said more than 50,000 residents were sued over medical debt in a five-year stretch, and Long Island residents are part of that number. New York does set limits. A hospital or licensed provider generally has three years from the date of treatment to sue, and a medical debt judgment can't be collected by garnishing your wages or placing a lien on your primary home. A summons still demands a response, though. If you've received one, call a medical debt lawyer on Long Island before the deadline to answer passes.
For hospitals and licensed health care professionals, the general rule is three years from the date of treatment under CPLR § 213-d. That's shorter than the usual six years for contract claims. The rule likely applies to treatment on or after April 3, 2020, so a bill from 2022 or 2023 may be nearing the end of that window. Two cautions: a payment plan or acknowledging the debt may restart the clock, and a bill charged to a credit card can follow different rules. Check the date with a medical debt attorney in Nassau or Suffolk before you send a dollar.
No, and this is where people get hurt. New York's ban on wage garnishment for medical debt judgments sounds like a reason to relax, but the lawsuit can still go forward. If you don't answer, the other side can ask for a default judgment without ever hearing your version, and a judgment still matters. Answering on time keeps your options open. Our medical debt defense lawyer team on Long Island can respond to the complaint, hold the other side to proof, and look for defenses like an expired deadline or a wrong amount.
It's much less likely than it used to be. A 2023 New York law prohibits providers, hospitals, and ambulance services from reporting medical debt to the credit bureaus. The details can shift with the type of debt, though. Medical bills put on a credit card are generally treated as ordinary consumer debt, and the card issuer may report it. If a medical collection is already on your report, or a collector says it's coming, talk to someone first. With medical debt relief on Long Island, we can check what's being reported and by whom, then decide what to dispute.
Often, yes, because small bills still turn into lawsuits. In recent hospital suits against New Yorkers, the average debt was about $5,700. That's not a fortune, but it's enough to hurt a household already stretched by a mortgage, taxes, and a high deductible. A medical bill debt lawyer in Nassau or Suffolk can check whether the bill is correct, help you apply for the financial assistance New York hospitals must offer, and tell you honestly if paying is the right call. Your first call with our hospital bill lawyer team on Long Island is free, so you can find out before you commit to anything.
Sometimes, and no. Medical debt is generally unsecured, so it may be wiped out in Chapter 7 or reorganized in Chapter 13, filed in the Eastern District of New York for Long Island residents. But bankruptcy is one of three paths, not the starting point. We also defend lawsuits and handle medical debt negotiation across Long Island, so if a dispute or a settlement solves your problem with less disruption, we'll say so. If bankruptcy truly fits, we'll explain it plainly. Call 516-246-5577 to talk with a medical debt lawyer serving Nassau and Suffolk.