Get immediate protection from creditors and a fresh financial start with experienced West Brentwood bankruptcy representation.
Hear from Our Customers
You’re not just filing paperwork. You’re buying yourself time, space, and legal protection that stops the financial bleeding immediately.
The moment your bankruptcy case is filed, every creditor calling your phone has to stop. Every wage garnishment gets halted. Every foreclosure proceeding gets put on hold while you reorganize your life under the protection of federal bankruptcy law.
Chapter 7 bankruptcy can eliminate most of your unsecured debt in three to four months. Credit cards, medical bills, personal loans – gone. Chapter 13 lets you keep your home while catching up on missed mortgage payments over three to five years. Both options give you something you haven’t had in months or years: breathing room.
We at The Frank Law Firm P.C. have been helping Long Island families navigate financial crises for years. We know the local bankruptcy courts, the trustees, and exactly how New York’s bankruptcy laws work in practice.
You won’t get shuffled off to a paralegal or have your case handled by someone who’s never been to the courthouse where your case will be heard. When you work with us, you get direct access to an experienced bankruptcy attorney who understands the unique financial pressures facing West Brentwood residents.
We’ve seen every type of financial situation. Job loss, medical debt, business failure, divorce – there’s no judgment here, just practical solutions.
Your bankruptcy case starts with a free consultation where we review your debts, income, and assets to determine which chapter makes the most sense for your situation. We’ll explain exactly what you can expect and what it will cost.
Once you decide to move forward, we handle all the paperwork and filing requirements. You’ll need to provide financial documents and complete a credit counseling course, but we guide you through each step. Most of our clients are surprised by how straightforward the process actually is.
After filing, you’ll attend one meeting with the bankruptcy trustee – usually lasting 10-15 minutes with routine questions about your finances. For Chapter 7 cases, you’re typically done within four months. Chapter 13 cases involve a payment plan, but you get to keep your home and catch up on missed payments over time.
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When you hire The Frank Law Firm P.C., you get comprehensive bankruptcy representation from start to finish. We handle all court filings, communicate with creditors and trustees, and represent you at all required hearings.
Our service includes a thorough analysis of your debts to determine what can be eliminated and what must be paid. We’ll help you understand New York’s bankruptcy exemptions so you can protect as much of your property as possible. For homeowners facing foreclosure, we explain how bankruptcy can stop the process and give you options to save your home.
You’ll also receive guidance on rebuilding your credit after bankruptcy. Many of our clients are surprised to learn they can qualify for new credit within a year or two of completing their case. Bankruptcy isn’t the end of your financial life – it’s the beginning of a fresh start.