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Get immediate relief from overwhelming debt with an experienced bankruptcy attorney who understands your situation.
Hear from Our Customers
The phone stops ringing with threatening calls. You sleep through the night without worrying about losing your house. Your paycheck stays in your account instead of going to creditors.
That’s what happens when you file for bankruptcy with proper legal guidance. Chapter 7 bankruptcy can eliminate credit card debt, medical bills, and other unsecured obligations completely. Chapter 13 bankruptcy lets you keep your home while reorganizing payments you can actually afford.
You’re not stuck forever. Most people start rebuilding their credit within months of filing. The automatic stay protection begins the moment we file your case, giving you immediate breathing room to plan your next steps.
The Frank Law Firm P.C. has been helping Bayside Hills residents navigate bankruptcy and debt relief for years. We understand the local court system, the judges, and exactly what documentation you need for a successful filing.
You’re not just another case number here. We take time to explain your options clearly, answer your questions honestly, and help you choose the right path forward. Most of our clients wish they had called sooner instead of struggling alone for months.
We offer payment plans because we know you’re already dealing with financial stress. Our goal is to get you the relief you need without adding more pressure to your budget.
First, we meet for a free consultation to review your debts, income, and assets. This helps us determine whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. We’ll also discuss alternatives if bankruptcy isn’t your best option.
Next, we gather the required financial documents and prepare your petition. This includes your income statements, tax returns, debt lists, and asset valuations. We handle the paperwork and make sure everything is filed correctly with the bankruptcy court.
Once we file your case, the automatic stay goes into effect immediately. Creditors must stop all collection activities, including calls, letters, and legal actions. You’ll attend a meeting of creditors about a month later, where we’ll be there to represent you and answer any questions.
Most Chapter 7 cases are complete within four months. Chapter 13 cases involve a three to five-year payment plan, but you get immediate protection and keep your assets while catching up on missed payments.
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We handle both Chapter 7 and Chapter 13 bankruptcy cases for individuals and married couples. Chapter 7 eliminates most unsecured debts completely if you qualify based on income and expenses. Chapter 13 creates a manageable payment plan while protecting your home and other assets.
Our foreclosure defense services can buy you time to explore your options, including loan modifications or bankruptcy protection. We also help with debt negotiation and settlement when bankruptcy isn’t necessary.
Every case includes thorough preparation, all required court filings, representation at the meeting of creditors, and follow-up to ensure your discharge is entered properly. We explain what debts will be eliminated, what payments you’ll still be responsible for, and how to rebuild your credit after your case is complete.
You’ll have direct access to ask questions throughout the process. Most clients find the actual bankruptcy process much less stressful than they expected once they understand what’s involved.
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