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Stop creditor calls, save your home, and start fresh with experienced bankruptcy representation in Richmond Hill.
Hear from Our Customers
The phone stops ringing with collection calls. You sleep through the night without worrying about losing your house. Your paycheck stays in your account instead of getting garnished.
That’s what bankruptcy protection actually does for you. It’s not about failure—it’s about using federal law to get breathing room when debt becomes impossible to manage.
Most people discover they can keep their car, their home, and their essential belongings while eliminating credit card debt, medical bills, and other unsecured obligations. The automatic stay kicks in immediately when you file, which means creditors must stop all collection activity right away.
We have been helping Richmond Hill families navigate financial crises for years. We understand the unique pressures facing our community—from rising housing costs to unexpected medical emergencies that can derail even the most careful financial planning.
We’ve guided hundreds of clients through both Chapter 7 and Chapter 13 bankruptcy cases in Queens County courts. Our approach is straightforward: explain your options clearly, handle the legal complexities, and help you make decisions that set you up for long-term financial stability.
First, we meet for a free consultation to review your debts, income, and assets. This helps us determine whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. We’ll also identify any alternatives that might work better.
Once you decide to move forward, we prepare and file your bankruptcy petition with the court. The automatic stay goes into effect immediately, stopping all collection activity. We handle the required credit counseling, prepare you for the meeting of creditors, and guide you through each step.
Most Chapter 7 cases are complete within 4-6 months. Chapter 13 cases involve a 3-5 year repayment plan but allow you to catch up on mortgage payments and keep assets you might otherwise lose. Either way, you get the fresh start you need to rebuild your financial life.
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We handle every aspect of your bankruptcy case from start to finish. This includes analyzing your debts and assets, determining which chapter fits your situation, preparing all required paperwork, and representing you at the meeting of creditors.
Beyond bankruptcy, we also provide foreclosure defense when you need time to explore options for saving your home. Many Richmond Hill residents face foreclosure due to job loss, medical bills, or other temporary setbacks that bankruptcy can address.
Our goal is helping you understand exactly what bankruptcy can and cannot do for your specific situation. We explain the process in plain English, discuss how it affects your credit, and make sure you’re making an informed decision about your financial future.
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