Foreclosure Lawyer in Steinway, NY

Stop Foreclosure Before It's Too Late

Immediate legal defense to save your home and protect your family’s future.

A judge sits at a desk, immersing themselves in a document. In the foreground, a wooden gavel and a small model of a house rest on the table, symbolizing real estate law or legal issues where a foreclosure attorney might be involved.

Hear from Our Customers

A person in a suit signs a document at a desk, where a small wooden house model, scales of justice, and a judge's gavel signify real estate law or civil litigation. Sunlight filters through the window, casting light on the legal proceedings.

Foreclosure Defense Attorney Steinway

Keep Your Home, Keep Your Peace

You’re not just fighting to keep a house. You’re fighting to keep your family stable, your kids in the same schools, and your life from falling apart completely.

When foreclosure proceedings stop, the constant stress stops too. No more sleepless nights wondering where you’ll live next month. No more avoiding phone calls from your lender. No more explaining to your children why you might have to move.

The right foreclosure defense gives you breathing room to get back on your feet. Whether that means negotiating a loan modification that actually fits your budget, restructuring your payments, or finding an alternative that protects your credit, you get options instead of ultimatums. You get time instead of panic.

Steinway Mortgage Foreclosure Attorney

We Know New York Foreclosure Law

At The Frank Law Firm P.C., we have been defending homeowners throughout Steinway and Queens County for years. We understand how New York’s foreclosure process works, where lenders cut corners, and which defenses actually hold up in court.

We’ve seen every foreclosure scenario you can imagine. Job loss, medical bills, divorce, business failure – we know the real reasons families fall behind on payments, and we know how to work with lenders who want to resolve these situations without going to court.

Most importantly, we know that foreclosure defense isn’t just about legal technicalities. It’s about keeping families in their homes when life gets complicated.

Two people are shaking hands over a wooden table with papers and a small house model on it, symbolizing an agreement rooted in Real Estate Law. One person wears a red blazer, the other a blue shirt. A pen and document are visible as sunlight streams in from the background.

Stop Foreclosure Lawyer Process

Here's How We Stop Foreclosure

First, we review your foreclosure notice and mortgage documents to identify any procedural errors or violations. Many foreclosures can be challenged on technical grounds alone – improper notice, missing documentation, or failure to follow New York’s strict foreclosure requirements.

Next, we contact your lender immediately to halt proceedings while we negotiate. This might mean requesting a loan modification, proposing a payment plan, or exploring alternatives like a short sale or deed in lieu of foreclosure.

Throughout the process, we handle all communication with your lender and their attorneys. You stop getting harassing phone calls, and we start getting real answers about what your lender will actually accept to resolve this situation.

If your case goes to court, we defend you aggressively. We challenge improper procedures, negotiate with opposing counsel, and fight for the best possible outcome for your family.

A wooden gavel rests on a closed dark green book placed on a wooden surface, symbolizing the authority of litigation. Beside the gavel is a small wooden cutout of a house, evoking themes of Real Estate Law.

Ready to get started?

Explore More Services

About Frank Law Firm, P.C.

Get a Free Consultation

Foreclosure Help Lawyer Services

Complete Foreclosure Defense and Alternatives

Our foreclosure defense includes immediate intervention to stop proceedings, comprehensive review of your mortgage and foreclosure documents, and direct negotiation with your lender’s attorneys. We also handle emergency court appearances when time is critical.

Beyond stopping foreclosure, we help you explore every available option. Loan modifications can permanently reduce your payments to affordable levels. Chapter 13 bankruptcy can stop foreclosure while giving you years to catch up on missed payments. Short sales let you sell your home on your terms instead of losing it to foreclosure.

We also handle the paperwork, court filings, and legal deadlines that make foreclosure defense so complicated. You focus on getting your finances back on track while we handle the legal strategy. Many of our clients are surprised by how many options they actually have once someone explains the process clearly.

A person in business attire holds a calculator, pointing towards it with a pen, embodying the focus of a foreclosure attorney. On the desk are two small model houses, a laptop, and a clipboard with paper. The brightly lit room with large windows underscores their expertise in Real Estate Law.
We can often halt foreclosure proceedings within 24-48 hours of being retained, depending on where you are in the process. If you’re facing an immediate foreclosure sale, we can file emergency motions to stop the sale while we negotiate with your lender. The key is acting quickly – the earlier you contact us after receiving foreclosure notices, the more options we have to help you. Even if your foreclosure sale is scheduled for next week, we may still be able to stop it and buy you time to explore alternatives.
Foreclosure defense stops the legal proceedings against you, while loan modification changes your mortgage terms permanently. Think of foreclosure defense as buying time and loan modification as the long-term solution. We handle both simultaneously – defending you in court while negotiating new payment terms with your lender. Many successful cases involve stopping foreclosure first, then securing a loan modification that reduces your monthly payments to something you can actually afford. Not every case qualifies for loan modification, but foreclosure defense gives us time to explore all your options.
Yes, being behind on payments doesn’t automatically mean you’ll lose your home. New York law requires lenders to follow specific procedures before they can foreclose, and many homeowners have more options than they realize. We can negotiate payment plans, loan modifications, or even Chapter 13 bankruptcy to help you catch up over time. The amount you’re behind matters less than your ability to make future payments and your lender’s willingness to work with you. We’ve helped homeowners who were 6-12 months behind get back on track and keep their homes.
Our foreclosure defense fees are structured to be affordable for families already facing financial hardship. We offer flexible payment arrangements because we understand you’re dealing with mortgage problems and may not have thousands of dollars upfront. Many clients pay us over time while we’re working on their case. The cost of foreclosure defense is typically much less than the equity you’ll lose if your home goes to foreclosure sale. We discuss all fees upfront during your consultation, so you know exactly what to expect with no surprises.
If your case goes to court, we represent you at all hearings and challenge the foreclosure on every available ground. This includes reviewing whether your lender followed proper procedures, served correct notices, and has legal standing to foreclose. Many foreclosure cases have technical defects that can be challenged successfully. Even in court, we continue negotiating with your lender’s attorneys for alternatives like loan modification or short sale. Going to court doesn’t mean you automatically lose your home – it means we’re fighting for the best possible outcome using every legal tool available.
Bankruptcy and foreclosure defense often work together rather than as competing options. Chapter 13 bankruptcy automatically stops foreclosure and gives you 3-5 years to catch up on missed payments while keeping your home. However, you need steady income to qualify for Chapter 13. Foreclosure defense without bankruptcy might be better if you can negotiate a loan modification or if your financial problems are temporary. We evaluate your complete financial situation to recommend the strategy most likely to save your home long-term, whether that’s foreclosure defense alone, bankruptcy, or a combination of both approaches.

Do you need professional legal assistance?