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Get immediate protection from creditors and a clear path to financial freedom with experienced bankruptcy representation.
Hear from Our Customers
The phone stops ringing with collection calls. Your wages stay in your paycheck instead of going to garnishment. You sleep through the night without worrying about losing your home.
Bankruptcy isn’t the end of your financial story—it’s the beginning of a new chapter. Most people see their credit scores start improving within 12-18 months after discharge. You’ll have the breathing room to rebuild your savings, make better financial decisions, and actually keep the money you earn.
The automatic stay protection kicks in immediately when you file, stopping foreclosure proceedings, wage garnishments, and all collection activities. This gives you time to reorganize your finances or eliminate qualifying debts entirely, depending on which chapter fits your situation best.
We’ve been helping Queens residents navigate bankruptcy and debt relief for years. We understand the unique financial pressures facing Addisleigh Park families—from high housing costs to unexpected medical bills that can derail even the most careful budget.
You’re not getting a one-size-fits-all approach here. Every case gets individual attention because your financial situation is unique. We’ve guided hundreds of New York residents through both Chapter 7 and Chapter 13 proceedings, always with the goal of getting you the maximum relief available under federal bankruptcy law.
We handle the paperwork, court filings, and creditor communications so you can focus on moving forward. No judgment, no lectures about how you got here—just practical legal help when you need it most.
First, we’ll review your complete financial picture during a consultation—income, debts, assets, and monthly expenses. This determines whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. Chapter 7 eliminates most unsecured debts in 3-4 months, while Chapter 13 creates a manageable payment plan over 3-5 years.
Once we file your petition, the automatic stay goes into effect immediately. This legal protection stops all collection activities, foreclosure proceedings, and wage garnishments while your case moves through the court system. We handle all communication with creditors from this point forward.
You’ll attend a meeting of creditors (341 meeting) where a trustee asks basic questions about your financial situation. Most meetings last less than 10 minutes. After completing any required financial management courses, eligible debts get discharged and you receive your fresh start. We’re with you through every step of the process.
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Our bankruptcy representation covers everything from initial case evaluation through final discharge. This includes preparing and filing all required court documents, representing you at the 341 meeting of creditors, and handling any issues that arise during your case.
Foreclosure defense is often part of the bankruptcy process. Filing Chapter 13 can stop a foreclosure sale and allow you to catch up on missed mortgage payments through a court-approved payment plan. Even if you’re days away from losing your home, bankruptcy protection can provide immediate relief.
We also handle debt negotiation and settlement when bankruptcy isn’t the right fit. Sometimes a well-crafted payment plan or lump-sum settlement can resolve debt problems without filing bankruptcy. The goal is always getting you the maximum relief with the least long-term impact on your financial future.
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