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Hear from Our Customers
You’re drowning in bills that keep growing no matter how much you pay. The phone won’t stop ringing with collection calls. You’re losing sleep wondering if you’ll lose your house.
Bankruptcy isn’t failure—it’s the legal tool designed to give you breathing room. When you file, an automatic stay immediately stops all collection activities. No more calls. No more threats. No more wage garnishments.
Chapter 7 can eliminate your credit card debt, medical bills, and personal loans completely. Chapter 13 lets you keep your home while catching up on missed mortgage payments through a manageable payment plan. You get to decide what works for your situation.
We have been helping Long Island families navigate financial crises for years. We understand the unique challenges facing Amity Harbor residents—from seasonal employment fluctuations to the high cost of living on Long Island.
You’re not just another case number here. We take time to understand your specific situation and explain your options in plain English. No legal jargon, no judgment—just honest guidance about what bankruptcy can and can’t do for you.
First, we’ll review your debts, income, and assets during a free consultation. This helps us determine if Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. We’ll also identify any assets you’re worried about losing—most people keep everything they need.
Next, we prepare and file your bankruptcy petition with the court. The moment it’s filed, the automatic stay kicks in and creditors must stop all collection efforts immediately. You’ll attend a brief meeting with the bankruptcy trustee about 30 days later.
For Chapter 7, most cases are complete within 3-4 months. Chapter 13 involves a 3-5 year payment plan, but you keep your property and catch up on missed payments over time. Either way, you get the fresh start you need.
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We handle every aspect of your bankruptcy case from start to finish. This includes reviewing all your debts to make sure nothing gets missed, preparing all required paperwork, and representing you at the trustee meeting.
You’ll also get foreclosure defense if you’re behind on your mortgage. We can stop the foreclosure process and work out a plan to save your home through Chapter 13. For those facing wage garnishments, we file emergency motions to stop them immediately.
Our service includes post-bankruptcy guidance too. We’ll show you how to rebuild your credit properly and avoid the mistakes that led to financial trouble in the first place.
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