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Get immediate protection from creditors and a fresh financial start with experienced bankruptcy representation in Babylon.
Hear from Our Customers
When debt becomes impossible to manage, bankruptcy isn’t failure—it’s a legal tool designed to give you relief. The moment you file, creditor calls stop. Wage garnishments end. Foreclosure proceedings pause.
Most people don’t realize how much of their property they can actually keep in bankruptcy. Your home equity, retirement accounts, and essential personal items are often fully protected under New York exemption laws.
Chapter 7 bankruptcy can eliminate credit card debt, medical bills, and personal loans in as little as four months. Chapter 13 creates manageable payment plans that let you catch up on mortgage payments while eliminating other debts. You’re not just surviving your financial crisis—you’re positioning yourself to rebuild stronger than before.
We have helped hundreds of Long Island families navigate bankruptcy proceedings in Suffolk County courts. We understand the unique financial pressures facing Babylon residents—from high property taxes to healthcare costs that can devastate even well-prepared families.
You won’t find judgment here, just practical legal guidance from someone who knows exactly how the local bankruptcy process works. We’ve seen every type of financial situation and know which strategies actually work in New York courts.
Most importantly, we explain everything in plain English so you can make informed decisions about your family’s future.
Your bankruptcy process starts with a free consultation where we review your debts, income, and assets to determine if Chapter 7 or Chapter 13 makes more sense for your situation. We’ll also identify which of your property is protected under New York exemption laws.
Once you decide to move forward, we prepare and file your bankruptcy petition with the Suffolk County Bankruptcy Court. The automatic stay goes into effect immediately, stopping all creditor collection activities. No more calls, no more letters, no more threats.
You’ll attend one meeting of creditors about a month after filing, where a trustee asks basic questions about your financial situation. We prepare you thoroughly for this meeting, and it typically lasts less than ten minutes. In Chapter 7 cases, most debts are discharged within four months. Chapter 13 cases involve a three to five-year repayment plan that eliminates remaining debts at completion.
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We handle every aspect of your bankruptcy case from initial consultation through final discharge. This includes analyzing your financial situation to recommend the best chapter, preparing all required documentation, and representing you at the meeting of creditors.
Our service also covers foreclosure defense when bankruptcy can stop or delay foreclosure proceedings. We help you understand exactly which debts will be eliminated and which will remain, so there are no surprises after your case concludes.
You’ll also receive guidance on rebuilding your credit after bankruptcy and protecting your fresh start from future financial problems. Many clients are surprised to learn they can qualify for new credit within two years of discharge when they follow our post-bankruptcy recommendations.
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