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Get immediate relief from debt collectors and protect what matters most with experienced bankruptcy representation.
Hear from Our Customers
You’re drowning in bills that keep growing no matter how much you pay. The phone won’t stop ringing with collection calls. You’re losing sleep wondering if you’ll lose your house.
Bankruptcy isn’t failure—it’s a legal tool designed to give people exactly like you a way out. When done right, you can eliminate most of your unsecured debt, stop foreclosure proceedings, and get back to living instead of just surviving.
Within months, the constant stress lifts. You’ll have a clear path forward, protection from creditors, and the breathing room you need to rebuild. Most people wish they’d acted sooner once they see how much relief bankruptcy actually provides.
The Frank Law Firm P.C. has been helping Bayside families navigate financial crisis for years. We understand the local courts, the New York exemptions that protect your assets, and exactly what it takes to get your case approved quickly.
You won’t get shuffled between paralegals or junior attorneys here. When you work with us, you get direct access to experienced legal counsel who’s handled hundreds of bankruptcy cases in Queens County.
We’ve seen every situation—job loss, medical bills, business failure, divorce. Nothing shocks us, and we don’t judge. We just get to work protecting what you can keep and eliminating what’s crushing you.
First, we sit down and look at your complete financial picture—income, expenses, assets, and debts. This tells us whether Chapter 7 or Chapter 13 makes more sense for your situation. Chapter 7 wipes out most debts in about four months. Chapter 13 creates a manageable payment plan while protecting your home.
Once we file your petition, you get immediate protection through something called the automatic stay. This legally stops all collection calls, wage garnishments, and foreclosure proceedings. Creditors can’t contact you anymore—they have to deal with us.
The court schedules a meeting of creditors about a month later. It sounds scary, but it’s usually just a few questions from the trustee about your paperwork. Most meetings last under ten minutes. After that, you’re on track for your discharge, which eliminates the qualifying debts forever.
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You get full legal representation from start to finish. We handle all the paperwork, court filings, and communication with creditors and trustees. The bankruptcy forms are complex—over 50 pages of detailed financial information that has to be perfect. One mistake can delay your case or worse.
We also provide foreclosure defense when needed. If you’re behind on mortgage payments, we can often negotiate loan modifications or use Chapter 13 to catch up on missed payments while keeping your home. Many Bayside homeowners don’t realize bankruptcy can actually save their house, not cost them it.
Beyond the legal work, we make sure you understand every step. Bankruptcy law has changed significantly in recent years, and internet advice is often outdated or wrong. You’ll know exactly what to expect, what’s protected, and how to rebuild your credit afterward.
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