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Hear from Our Customers
You’re not alone in this financial crisis. Thousands of hardworking families in Bellaire face the same overwhelming debt, creditor calls, and sleepless nights you’re experiencing right now.
Bankruptcy isn’t failure—it’s a legal tool designed to give you breathing room. When you file, an automatic stay immediately stops all collection activities, wage garnishments, and foreclosure proceedings. The phone calls stop. The panic subsides.
Most of our Chapter 7 clients eliminate their credit card debt, medical bills, and personal loans within 3-4 months. Chapter 13 allows you to keep your home while creating a manageable payment plan. Either way, you’re looking at a genuine fresh start, not years of struggling with payments you simply cannot make.
Your credit will recover faster than you think. Many clients see significant improvement within 18-24 months—much faster than trying to dig out of unmanageable debt on your own.
The Frank Law Firm P.C. has been helping Bellaire families navigate financial crises for years. We understand the local court system, the trustees, and exactly what it takes to get your case approved quickly and efficiently.
Unlike high-volume bankruptcy mills, we limit our caseload to give each client the personal attention they deserve. You’ll work directly with an experienced attorney who knows your name and your situation.
We’ve seen every type of financial emergency—job loss, medical bills, divorce, business failure. There’s no judgment here, just practical legal solutions to get your life back on track.
Your bankruptcy case starts with a free consultation where we review your debts, assets, and income to determine the best chapter for your situation. No surprises, no pressure—just honest advice about your options.
Once you decide to move forward, we handle all the paperwork and court filings. You’ll attend a brief meeting of creditors about 30 days after filing, which is typically just a few routine questions from the trustee. We’ll be there with you.
For Chapter 7 cases, most clients receive their discharge within 3-4 months. Chapter 13 involves a 3-5 year payment plan, but you keep your assets and catch up on mortgage payments over time. Either way, the automatic stay protection begins the moment we file your case.
The entire process is designed to be straightforward. You focus on moving forward while we handle the legal complexities.
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We handle both Chapter 7 and Chapter 13 bankruptcy cases, plus foreclosure defense when you need more time to explore your options. Our services include thorough debt analysis, asset protection planning, and complete preparation of all required documents.
You’ll receive clear explanations of how bankruptcy affects your specific situation—your home, your car, your retirement accounts, and your future credit. We also provide foreclosure defense services when you need to buy time while deciding whether bankruptcy is right for you.
Many Bellaire residents don’t realize how much of their property they can keep in bankruptcy. New York’s exemption laws protect your home equity, vehicle, retirement accounts, and personal belongings. We make sure you understand exactly what you’re protecting and what you’re eliminating.
Our goal is to get you the maximum debt relief allowed under law while protecting everything that matters to your family’s future.
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