Get immediate protection from creditors and a clear path to financial freedom with experienced local bankruptcy representation.
Hear from Our Customers
You’re not just filing paperwork—you’re reclaiming control of your life. When you file for bankruptcy, an automatic stay immediately stops all collection calls, wage garnishments, and foreclosure proceedings. That constant knot in your stomach? It starts loosening the moment we file your case.
Chapter 7 bankruptcy can eliminate most of your unsecured debts in just a few months. Credit cards, medical bills, personal loans—gone. You keep your home, your car, and your retirement accounts while getting rid of the debt that’s been suffocating your budget.
Chapter 13 bankruptcy gives you a different kind of power. You get to keep everything you own while paying back only what you can afford over three to five years. Behind on your mortgage? Chapter 13 lets you catch up gradually while protecting your home from foreclosure. It’s not about losing everything—it’s about saving what matters most.
We have been helping Queens families navigate bankruptcy for years, with deep experience in the Eastern District of New York bankruptcy courts. We understand the unique financial pressures facing Belle Harbor residents—from high property taxes to the economic impacts affecting our airport and hospitality workers.
You won’t get shuffled off to a paralegal or stuck in a mill that processes hundreds of cases. When you work with us, you get direct access to an experienced bankruptcy attorney who knows the local trustees, understands the exemptions that protect your assets, and has successfully guided countless families through this exact process.
We’ve seen how quickly financial stress can spiral in our community. That’s why we offer flexible payment plans and free initial consultations—because getting help shouldn’t add to your financial burden.
First, we sit down for a free consultation to review your complete financial picture. We’ll look at your income, debts, assets, and goals to determine whether Chapter 7 or Chapter 13 makes more sense for your situation. No judgment, no pressure—just honest assessment of your options.
Once we file your petition, the automatic stay kicks in immediately. Creditors must stop calling. Wage garnishments end. Foreclosure proceedings halt. You finally get breathing room while we handle the legal process.
We’ll prepare you for the meeting of creditors—a simple proceeding where you answer basic questions about your finances under oath. Most meetings last less than five minutes. Throughout the process, we handle all communication with trustees, creditors, and the court.
For Chapter 7 cases, you typically receive your discharge in about four months. Chapter 13 cases involve a payment plan we’ll design around your actual income and expenses. Either way, you’re moving toward a future where your paycheck belongs to you again.
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Our bankruptcy representation covers everything you need for a successful fresh start. We handle the means test calculation, prepare all required schedules and statements, and ensure your case meets all legal requirements. You get complete petition preparation, filing, and representation throughout the entire process.
We also provide foreclosure defense services that work hand-in-hand with bankruptcy protection. If you’re facing foreclosure, Chapter 13 can stop the sale and give you years to catch up on missed payments. We’ll negotiate with your mortgage company and create a realistic plan that keeps you in your home.
Beyond the legal filing, we provide the guidance that makes the difference between just getting through bankruptcy and actually building a stronger financial future. We’ll help you understand which debts get eliminated, which assets you keep, and how to rebuild your credit score after discharge. This isn’t just about surviving your current crisis—it’s about making sure you never face this situation again.