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Get immediate relief from debt collectors and foreclosure with experienced bankruptcy representation in Box Hill.
Hear from Our Customers
You’re drowning in bills that keep growing no matter how much you pay. The phone won’t stop ringing with collection calls. Your mortgage company is threatening foreclosure. You lie awake at night wondering how you’ll ever get ahead.
Bankruptcy isn’t failure—it’s the legal tool designed to give people exactly like you a second chance. Chapter 7 can eliminate credit card debt, medical bills, and personal loans in just a few months. Chapter 13 lets you keep your home while catching up on missed mortgage payments over time.
The automatic stay kicks in the moment we file your case. That means creditors must stop calling, wage garnishments end, and foreclosure proceedings halt immediately. You’ll finally have breathing room to rebuild your financial life without the constant pressure and stress you’re facing right now.
We at The Frank Law Firm P.C. have been helping Box Hill families navigate financial crises and find real solutions to overwhelming debt. We understand the unique challenges facing Nassau County residents—from high property taxes to job market pressures that can quickly turn manageable debt into a financial emergency.
You’re not just another case number here. We take time to understand your specific situation and explain your options in plain English, not legal jargon. Our goal is getting you the debt relief you need while protecting the assets that matter most to your family.
We’ve guided hundreds of clients through both Chapter 7 and Chapter 13 bankruptcy cases, and we know exactly how to navigate the local court system efficiently and effectively.
Your bankruptcy case starts with a free consultation where we review your debts, income, and assets to determine which chapter fits your situation best. We’ll explain exactly what you can expect and answer all your questions upfront—no surprises or hidden costs later.
Once you decide to move forward, we handle all the paperwork and court filings. You’ll attend a brief meeting with the bankruptcy trustee, which we’ll prepare you for completely. Most of our clients find this meeting much less intimidating than they expected.
For Chapter 7 cases, you’ll typically receive your discharge in 3-4 months, eliminating qualifying debts entirely. Chapter 13 cases involve a 3-5 year repayment plan that lets you keep your home while catching up on missed payments. Either way, you’ll have a clear path forward and the legal protection you need to rebuild your financial future.
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We handle every aspect of your bankruptcy case from start to finish. This includes reviewing all your debts and assets, preparing and filing all required documents, representing you at the meeting of creditors, and ensuring you receive the maximum debt relief available under the law.
Our representation also covers foreclosure defense when needed. If you’re behind on mortgage payments, we can often negotiate with lenders while your bankruptcy case provides protection from foreclosure proceedings. Many clients are able to save their homes through Chapter 13 repayment plans.
You’ll also receive guidance on rebuilding your credit after bankruptcy. We provide practical advice on establishing new credit responsibly and avoiding the financial mistakes that led to your current situation. The goal isn’t just eliminating your current debt—it’s setting you up for long-term financial stability.
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