Get immediate relief from overwhelming debt and creditor harassment with experienced bankruptcy representation.
Hear from Our Customers
The phone stops ringing. You sleep through the night without worrying about which bill to pay first. Your paycheck becomes yours again instead of disappearing into minimum payments that never seem to make a dent.
Filing for bankruptcy isn’t about failure—it’s about taking control. You’ll have a clear path forward, whether that’s wiping out unsecured debt through Chapter 7 or creating a manageable payment plan with Chapter 13. Your home stays protected from foreclosure, and you can finally focus on rebuilding instead of just surviving.
Most clients tell us the biggest relief comes from having someone who understands the system fighting for them. No more trying to figure out complex legal procedures or wondering if you’re making the right choice. You’ll know exactly what’s happening at every step and what to expect next.
The Frank Law Firm P.C. has been helping New York residents navigate bankruptcy law for years. We understand the local bankruptcy court procedures and have built relationships that help move cases efficiently through the system.
You’re not getting a one-size-fits-all approach here. Every case is different, and we take time to understand your specific situation before recommending Chapter 7, Chapter 13, or alternatives to bankruptcy. We’ve seen what works and what doesn’t in Queens bankruptcy court.
Our office serves Broad Channel and surrounding communities because we believe everyone deserves experienced legal representation, regardless of their financial situation. We offer payment plans and flexible consultation options to make quality bankruptcy representation accessible.
First, we sit down and review your complete financial picture. Income, debts, assets, expenses—everything. This helps us determine whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation, or if there’s another solution that might work better.
Once we file your case, creditors must stop all collection activities immediately. No more calls, no more threats, no more wage garnishments. This automatic stay gives you breathing room while we work through the legal process.
For Chapter 7 cases, most people keep their home, car, and personal belongings while eliminating credit card debt, medical bills, and other unsecured debts. The process typically takes 3-4 months. Chapter 13 creates a 3-5 year payment plan that lets you catch up on mortgage payments while reducing other debts. You’ll know upfront what your monthly payment will be and when everything will be finished.
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We handle every aspect of your bankruptcy case from start to finish. That includes preparing and filing all paperwork, representing you at the meeting of creditors, and dealing with any issues that come up during your case. You won’t be navigating this alone.
Many Broad Channel residents come to us facing foreclosure. We can often stop foreclosure proceedings through bankruptcy filing, giving you time to catch up on payments or explore other options. If keeping your home is the priority, we’ll structure your case to make that happen.
Our representation also includes foreclosure defense work for clients who need more time to explore alternatives. Sometimes bankruptcy isn’t the answer, but we can still help protect your home while you get back on your feet. We’ll be straight with you about what’s realistic and what isn’t based on your specific circumstances.