Get immediate relief from creditors and protect what matters most to your family.
Hear from Our Customers
The phone stops ringing. Your wages stay in your paycheck. You sleep through the night without worrying about losing your house.
That’s what happens when you file for bankruptcy protection. The automatic stay kicks in immediately, stopping all collection activities, foreclosure proceedings, and wage garnishments. Your creditors can’t contact you directly anymore.
Within months, most of your unsecured debt disappears completely. Credit cards, medical bills, personal loans – gone. You keep your home, your car, and your retirement accounts. You start rebuilding your credit score from a clean slate instead of drowning in payments that barely touch the principal.
We’ve been helping Long Island families get out of debt for years. We understand the financial pressures you’re facing – the high property taxes, the cost of living, the economic uncertainty that’s hit our area hard.
We’ve filed hundreds of Chapter 7 and Chapter 13 cases in Nassau County courts. We know the local trustees, the procedures, and exactly what it takes to get your case approved quickly.
You’re not just another case number. You’re a neighbor dealing with a tough situation, and we’re here to help you through it.
First, we meet for a free consultation to review your debts, income, and assets. We’ll determine whether Chapter 7 or Chapter 13 makes more sense for your situation. Most people qualify for Chapter 7, which eliminates debt in 3-4 months.
Next, we prepare and file your bankruptcy petition. The automatic stay goes into effect immediately – creditors must stop all collection activities that same day. No more calls, no more garnishments, no more foreclosure proceedings.
You’ll attend a brief meeting of creditors about a month later. It’s not in court, and it’s usually over in five minutes. Most creditors don’t even show up. Then we wait for your discharge, which typically comes 60-90 days later. Your qualifying debts are gone forever.
Ready to get started?
We handle everything from start to finish. That means preparing all your paperwork, filing with the court, communicating with creditors and trustees, and representing you at your meeting of creditors.
You’ll get a detailed analysis of your debts to make sure we’re eliminating everything possible. We’ll also review your assets to ensure you keep your home, car, and retirement accounts. Most people keep everything they need and lose nothing.
We also provide foreclosure defense services if you’re behind on your mortgage. Chapter 13 bankruptcy can stop foreclosure and give you up to five years to catch up on missed payments while keeping your home.