Get immediate protection from harassment, foreclosure, and wage garnishment with an experienced Cherry Grove bankruptcy attorney.
Hear from Our Customers
You’re drowning in bills that keep piling up no matter how hard you try. The phone won’t stop ringing with creditors demanding money you don’t have. Every piece of mail brings another threat, another deadline, another sleepless night wondering how you’ll keep your home.
Filing for bankruptcy isn’t giving up—it’s taking control. Within days of filing, that automatic stay kicks in and the harassment stops completely. No more calls during dinner. No more threatening letters. No more panic attacks when you see an unknown number.
Most Chapter 7 cases wrap up in three to four months. That means you could be completely debt-free and rebuilding your credit before the year is over. Your wages stay in your pocket. Your retirement accounts stay protected. You keep your car, your household goods, and in many cases, your home.
We have been helping Cherry Grove families navigate financial crises for years. When you’re facing foreclosure or drowning in debt, you need someone who knows the local bankruptcy court, understands New York’s exemption laws, and has successfully guided hundreds of clients through this exact situation.
You won’t get shuffled off to a paralegal or treated like just another case number. Every client gets direct access to an experienced bankruptcy attorney who takes the time to understand your specific situation and explain your options in plain English.
We focus exclusively on consumer bankruptcy and debt relief, which means you’re working with someone who handles these cases every single day, not as a side practice.
Your consultation starts with an honest conversation about your debts, income, and what you’re trying to protect. No judgment, no pressure—just a clear assessment of whether bankruptcy makes sense for your situation and which chapter gives you the best outcome.
Once you decide to move forward, we handle the paperwork quickly and thoroughly. Every form gets reviewed to make sure your assets are properly protected under New York law and that you’re claiming every exemption available to you.
The moment your case gets filed with the Eastern District Bankruptcy Court, that automatic stay goes into effect immediately. Creditors must stop all collection activities, foreclosure proceedings get halted, and wage garnishments end. You can finally breathe again while the legal process works in your favor.
Most clients only need to appear once at the Meeting of Creditors, which is typically a brief, straightforward proceeding. We prepare you for exactly what to expect and handle all communication with the trustee and creditors throughout your case.
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Chapter 7 bankruptcy eliminates credit card debt, medical bills, personal loans, and other unsecured debts completely. Most clients qualify for the means test and can discharge their debts without paying creditors a single additional dollar. The entire process typically takes three to four months from filing to discharge.
Chapter 13 bankruptcy works differently but offers unique advantages, especially if you’re behind on your mortgage or car payments. You can catch up on missed payments over three to five years while keeping your property, and any remaining unsecured debt gets eliminated at the end of your payment plan.
Foreclosure defense often works hand-in-hand with bankruptcy filing. The automatic stay immediately stops foreclosure proceedings, giving you time to explore options like loan modification, Chapter 13 repayment plans, or negotiating with your lender from a position of legal protection rather than desperation.
Every case includes comprehensive asset protection planning to ensure you keep everything the law allows, post-bankruptcy credit rebuilding guidance, and ongoing support as you establish your new financial foundation.