Get immediate relief from debt collectors and foreclosure threats with experienced bankruptcy representation in Crab Meadow.
Hear from Our Customers
The phone stops ringing with collection calls. Your wages aren’t being garnished anymore. The foreclosure notice that kept you awake at night is no longer a threat.
You can answer your phone again without checking the caller ID first. Your paycheck goes toward your family’s needs instead of disappearing to creditors who bought your debt for pennies on the dollar.
Most importantly, you have a clear path forward. Chapter 7 bankruptcy eliminates most unsecured debts in 3-4 months, while Chapter 13 lets you keep your home and catch up on missed payments over 3-5 years. Either way, you’re not drowning anymore.
We at The Frank Law Firm P.C. have been helping Long Island families navigate financial crisis for years. We file cases in the Eastern District of New York bankruptcy court regularly and know exactly how local trustees and judges handle different situations.
You won’t get shuffled between paralegals or wonder what’s happening with your case. We’re based right here in the community and understand the financial pressures facing Crab Meadow residents.
Our job is to get you the fresh start you need while protecting as many of your assets as possible under New York law.
First, we meet for a free consultation to review your debts, income, and assets. This tells us whether Chapter 7 or Chapter 13 makes more sense for your situation, or if there’s another solution entirely.
Next, we gather your financial documents and prepare your bankruptcy petition. This includes the mandatory credit counseling course, which you can complete online. We handle all the legal paperwork and filing requirements.
Once filed, the automatic stay immediately stops all collection activities. For Chapter 7, you’ll attend one meeting of creditors about 30 days later, then receive your discharge in 3-4 months. Chapter 13 involves a payment plan confirmation hearing, then you make monthly payments through the trustee for 3-5 years.
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We handle both Chapter 7 and Chapter 13 bankruptcy cases, plus foreclosure defense when you need more time to explore your options. Every case includes thorough asset protection planning to help you keep your home, car, and retirement accounts.
You’ll also get help with the credit counseling and debtor education courses required by federal law. We coordinate these requirements so your case moves forward without delays.
Many Crab Meadow clients are surprised to learn they can eliminate credit card debt, medical bills, and old tax obligations while keeping their house and cars. New York’s exemption laws are more generous than people realize, especially when applied correctly.