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Get immediate debt relief and protect your family’s future with experienced bankruptcy representation in Deer Park.
Hear from Our Customers
When you’re drowning in debt, every day feels like a battle. The phone won’t stop ringing with collection calls. You’re afraid to check your mail. Sleep doesn’t come easy when you’re worried about losing your home.
Bankruptcy isn’t the end of your financial story – it’s the beginning of a new chapter. You can wake up without that crushing weight on your chest. Your phone can ring without sending you into a panic. You can plan for your family’s future instead of just surviving each month.
The automatic stay kicks in as soon as you file, which means creditors must stop calling you immediately. No more harassment. No more threats. You get breathing room to rebuild your life on solid ground. Most of our clients tell us they wish they’d called sooner.
We at The Frank Law Firm P.C. have been helping Deer Park families navigate financial crises for years. We understand the specific challenges Long Island residents face – from high property taxes to expensive living costs that can push good people into impossible situations.
You’re not our first client dealing with overwhelming debt, and you won’t be our last. We’ve seen how bankruptcy can transform lives when handled correctly. Our focus stays on getting you the best possible outcome under New York law.
We know the local bankruptcy court procedures, the trustees, and exactly what paperwork needs to be perfect. That experience matters when your financial future is on the line.
Your bankruptcy case starts with a free consultation where we review your debts, income, and assets. We’ll determine whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. No legal jargon – just straight talk about your options.
Once you decide to move forward, we handle all the paperwork and filing requirements. You’ll need to provide financial documents, but we guide you through exactly what’s needed. The automatic stay goes into effect immediately when we file, stopping all collection actions.
You’ll attend a meeting of creditors about a month after filing. This sounds scarier than it is – most meetings last just a few minutes. We prepare you for what to expect and attend with you. After that, you’re on track for your discharge and your fresh start.
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We handle both Chapter 7 and Chapter 13 bankruptcy cases for Deer Park residents. Chapter 7 eliminates most debts in about four months, while Chapter 13 creates a payment plan that can help you keep your home and catch up on missed payments.
Your case includes thorough debt analysis, all required court filings, creditor communication, and representation at your meeting of creditors. We also provide foreclosure defense services if you’re facing the loss of your home.
Every client gets personalized attention because your situation is unique. We take time to understand your goals – whether that’s keeping your house, protecting your retirement accounts, or simply getting out from under crushing credit card debt. Your bankruptcy strategy should fit your life, not the other way around.
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