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Get immediate protection from creditors and a clear path to financial freedom with experienced bankruptcy representation.
Hear from Our Customers
The phone stops ringing with collection calls. You sleep through the night without worrying about losing your house. Your paycheck stays in your account instead of being garnished.
Filing for bankruptcy isn’t about failure—it’s about using the legal system to get back on your feet. Chapter 7 can eliminate credit card debt, medical bills, and other unsecured debts in as little as four months. Chapter 13 lets you keep your home while catching up on missed mortgage payments over three to five years.
You’ll have breathing room to rebuild your credit and plan for the future. Many clients tell us they wish they’d called sooner instead of draining their retirement accounts or borrowing from family to pay debts that could have been eliminated legally.
We have been helping Suffolk County families navigate financial crises for years. We understand the local courts, trustees, and procedures that affect your case.
You’re not just another file number here. We take time to explain your options clearly and help you choose the right path forward. Most importantly, we’ve seen families come through this process and rebuild stronger financial foundations.
Our office serves East Yaphank and surrounding Long Island communities because we believe everyone deserves experienced legal representation during their most challenging financial moments.
Your free consultation comes first. We’ll review your debts, income, assets, and goals to determine if bankruptcy makes sense for your situation. No pressure, just honest advice about your options.
If you decide to move forward, we’ll gather your financial documents and prepare your petition. Once filed, the automatic stay goes into effect immediately—creditors must stop calling, garnishments end, and foreclosure proceedings pause.
For Chapter 7, you’ll attend a meeting of creditors about 30 days after filing. Most cases are complete within four months. Chapter 13 involves a payment plan confirmation hearing, then you make monthly payments to the trustee while keeping your assets. Either way, we guide you through each step and handle all court requirements.
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We handle both Chapter 7 and Chapter 13 bankruptcies, plus foreclosure defense for homeowners behind on mortgage payments. Every case includes thorough asset protection planning to help you keep essential property.
Suffolk County has specific exemptions that protect your home equity, car, retirement accounts, and personal belongings. We know exactly how to maximize these protections for East Yaphank residents.
You’ll also receive guidance on rebuilding credit after bankruptcy. Many clients are surprised to learn they can qualify for new credit cards within months and mortgages within two years of discharge. The key is understanding how to use bankruptcy as a fresh start, not an ending.
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