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Get immediate creditor protection and eliminate overwhelming debt with experienced local bankruptcy representation.
Hear from Our Customers
You’re drowning in payments that never seem to touch the principal. Every month, more bills arrive while your bank account empties faster than you can fill it.
Bankruptcy isn’t failure—it’s a legal tool designed specifically for situations like yours. When you file Chapter 7 bankruptcy, most of your unsecured debts disappear completely. Credit cards, medical bills, personal loans—gone.
Chapter 13 bankruptcy works differently but just as effectively. You’ll get a manageable payment plan that actually ends, usually within three to five years. No more juggling minimum payments that lead nowhere.
The best part? The moment you file, creditors must stop calling. No more harassment. No more threats. The automatic stay protection kicks in immediately, giving you breathing room to rebuild your financial life.
We have been helping Flowerfield families navigate bankruptcy proceedings for years. Our firm focuses exclusively on debt relief and bankruptcy law, which means you’re working with attorneys who understand every detail of New York’s bankruptcy process.
We know the local trustees, understand Long Island’s unique financial pressures, and have guided hundreds of clients through successful bankruptcy cases. Our attorneys stay current on changing bankruptcy laws and court procedures.
You’re not just another case number here. We take time to understand your specific situation and explain your options in plain English, without legal jargon that confuses more than it helps.
Your bankruptcy case starts with a free consultation where you’ll discuss your debts, income, and assets. We’ll explain whether Chapter 7 or Chapter 13 makes more sense for your situation.
Next comes document preparation. You’ll gather financial records while our legal team prepares your bankruptcy petition. This includes detailed schedules of debts, assets, income, and expenses that the court requires.
Once filed, the automatic stay immediately protects you from creditor actions. You’ll attend a meeting of creditors about a month later—a routine proceeding where the trustee asks basic questions about your case.
For Chapter 7 cases, most people receive their discharge within four months of filing. Chapter 13 cases involve a payment plan confirmation hearing, then you make monthly payments to the trustee who distributes funds to creditors according to your approved plan.
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Your bankruptcy representation includes everything needed for a successful case. We handle all document preparation, court filings, and communication with trustees and creditors.
We provide detailed pre-filing counseling to ensure bankruptcy is right for your situation. Some clients benefit more from debt negotiation or other alternatives, and we’ll tell you honestly if that’s the case.
You’ll receive guidance on protecting exempt assets like your home equity, retirement accounts, and personal property. New York’s exemption laws can be complex, but our experienced bankruptcy attorneys know how to maximize what you keep.
We also handle foreclosure defense when needed. If you’re behind on mortgage payments, bankruptcy can stop foreclosure proceedings and give you options to catch up or modify your loan terms.
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