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Get immediate protection and a fresh financial start with experienced bankruptcy representation in Fresh Pond.
Hear from Our Customers
The phone stops ringing with collection calls. You sleep through the night without worrying about losing your house. Your paycheck stays in your account instead of going to creditors.
That’s what happens when you file for bankruptcy with proper legal guidance. You get an automatic stay that immediately stops creditor harassment, wage garnishments, and foreclosure proceedings. Your debt either gets eliminated completely through Chapter 7 or restructured into manageable payments through Chapter 13.
Most people don’t realize how quickly bankruptcy protection kicks in. The moment your case is filed, federal law protects you from creditor actions. You can focus on rebuilding instead of just surviving.
We have been helping Fresh Pond residents navigate financial crises for years. We understand the local economic pressures and how they affect working families in our community.
You’re not just another case number here. We know that financial problems happen to good people – job loss, medical emergencies, divorce, or business failure can derail anyone’s finances. Our approach focuses on protecting what matters most to you while eliminating the debt that’s crushing your future.
We handle both Chapter 7 and Chapter 13 cases, plus foreclosure defense when your home is at risk.
First, we meet for a free consultation to review your debts, income, and assets. This helps us determine whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. We’ll also identify any property you can protect through New York’s exemption laws.
Next, we prepare and file your bankruptcy petition with the court. The automatic stay goes into effect immediately, stopping all collection activities. We handle the paperwork, creditor communications, and court requirements so you can focus on your family.
Finally, you attend a brief meeting of creditors (usually 10-15 minutes) where the trustee asks basic questions about your finances. Most cases proceed smoothly from there, with Chapter 7 cases typically completing in 3-4 months and Chapter 13 cases following a 3-5 year payment plan.
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We handle all types of bankruptcy cases for Fresh Pond residents. Chapter 7 eliminates most unsecured debts like credit cards, medical bills, and personal loans within months. Chapter 13 creates a manageable payment plan while letting you keep your home and car.
Our foreclosure defense work often runs parallel to bankruptcy cases. We can stop foreclosure proceedings and help you catch up on mortgage payments through Chapter 13, or give you time to find new housing through Chapter 7.
Every case includes thorough asset protection planning. We use New York’s exemption laws to protect your home equity, retirement accounts, vehicle, and personal property. Most people keep everything they need for daily life.
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