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Get immediate relief from debt collectors and foreclosure threats with experienced bankruptcy representation.
Hear from Our Customers
You’re drowning in bills that keep growing no matter how much you pay. The phone won’t stop ringing with collection calls. Maybe you’ve gotten foreclosure papers or your wages are being garnished.
Bankruptcy isn’t failure—it’s the legal tool designed to give people exactly like you a real solution. When you file for bankruptcy, creditors must stop calling immediately. Foreclosure proceedings halt. Wage garnishments end.
Most of your debts get wiped out completely through Chapter 7, or you get a manageable payment plan through Chapter 13. You keep your home, your car, your retirement accounts, and other essential assets. The constant stress lifts, and you can actually sleep at night knowing there’s a clear path forward.
We at The Frank Law Firm P.C. have been helping Great Neck families and business owners navigate bankruptcy for years. We know the Nassau County courts, the local trustees, and exactly how to protect your assets under New York law.
You’re not getting shuffled through a bankruptcy mill here. Every case gets personal attention because we understand that your financial situation is unique. Great Neck residents often have complex asset protection needs that require real legal strategy, not cookie-cutter paperwork.
We’ve seen every type of debt crisis—medical bills, business failures, divorce, job loss. Whatever brought you here, we’ve helped people in your exact situation get back on their feet.
First, we meet to review your complete financial situation—debts, assets, income, expenses. This consultation determines whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your specific circumstances.
Next, we prepare and file your bankruptcy petition with the court. The moment it’s filed, the automatic stay goes into effect. Creditors must stop all collection activities immediately. No more calls, no more lawsuits, no more garnishments.
You’ll attend a meeting of creditors about a month later—it’s usually quick and straightforward. For Chapter 7 cases, most people receive their discharge in about four months. Chapter 13 involves a payment plan, but you get immediate protection while making affordable payments over three to five years.
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We handle both Chapter 7 and Chapter 13 bankruptcy cases, plus foreclosure defense when you need to buy time or save your home. Many Great Neck residents benefit from Chapter 7’s quick debt elimination, while others prefer Chapter 13’s payment plan approach.
Our foreclosure defense work often runs parallel to bankruptcy proceedings. We can stop foreclosure sales, negotiate loan modifications, and give you breathing room to make the best long-term decision about your home.
Small business owners get specialized attention for business debt issues, personal guarantees, and asset protection strategies. We understand how business and personal finances intertwine, especially for entrepreneurs who’ve personally guaranteed business loans.
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