Call Now: 516-246-557724/7 Emergency Services
Get immediate relief from creditors and protect what matters most with experienced bankruptcy representation.
Hear from Our Customers
You’re drowning in debt that keeps growing no matter how much you pay. Every phone call makes your stomach drop. Every piece of mail feels like another threat.
Bankruptcy isn’t failure—it’s the legal tool designed to give people exactly like you a way out. Within months, you can eliminate credit card debt, medical bills, and other unsecured obligations completely. No more minimum payments that barely touch the principal. No more choosing between groceries and keeping the lights on.
Chapter 7 bankruptcy wipes the slate clean in about four months. Chapter 13 lets you keep your home while reorganizing payments you can actually afford. Either way, the automatic stay kicks in immediately—meaning every creditor has to stop calling, stop sending letters, and stop trying to collect from you the moment we file your case.
The Frank Law Firm P.C. has been helping Heer Park families navigate financial crises and rebuild their lives through strategic bankruptcy representation. We know the local bankruptcy trustees, understand how the New York courts operate, and have guided hundreds of clients through successful debt elimination.
This isn’t a high-volume bankruptcy mill where you’re just another case number. When you work with us, you get personalized attention and a strategy built around your specific situation. We’ve seen every type of financial hardship—job loss, medical emergencies, business failures, divorce—and we know how to protect what you can keep while eliminating what’s dragging you down.
You don’t have to figure this out alone. We handle the paperwork, deal with the trustees, and make sure you understand every step of the process.
Your bankruptcy case starts with a free consultation where we review your debts, income, assets, and goals. We’ll determine whether Chapter 7 or Chapter 13 makes more sense for your situation and explain exactly what you can expect throughout the process.
Once you decide to move forward, we immediately begin preparing your petition and schedules. This includes gathering financial documents, completing required credit counseling, and ensuring every detail is accurate before filing. The moment we file your case with the bankruptcy court, the automatic stay goes into effect—all collection activities must stop immediately.
For Chapter 7 cases, you’ll attend one meeting with the bankruptcy trustee about a month after filing. Most people are done with questions in under five minutes. Your discharge typically comes three to four months later, eliminating qualifying debts completely. Chapter 13 cases involve a payment plan that lasts three to five years, but you get immediate protection and keep assets you might otherwise lose.
Ready to get started?
We handle every aspect of your bankruptcy case from start to finish. That includes reviewing all your debts to determine what can be eliminated, identifying which assets are protected under New York exemption laws, and developing a strategy that gives you the best possible outcome.
Many Heer Park clients come to us facing foreclosure on their homes. Chapter 13 bankruptcy can stop foreclosure proceedings and give you up to five years to catch up on missed mortgage payments while keeping your home. We also handle cases involving wage garnishments, bank account levies, and aggressive collection lawsuits.
Our service includes all required court filings, representation at trustee meetings, creditor negotiations when necessary, and guidance through any issues that arise during your case. We also provide the mandatory credit counseling and debtor education courses required for bankruptcy discharge. You get everything needed for a successful fresh start, not just basic paperwork preparation.
Local Resources