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Get immediate relief from debt stress with an experienced Howard Beach bankruptcy lawyer who understands your situation.
Hear from Our Customers
You’re not just filing paperwork – you’re reclaiming your peace of mind. When you file for bankruptcy in Howard Beach, the automatic stay kicks in immediately, stopping those relentless creditor calls that have been disrupting your family dinners and keeping you awake at night.
Chapter 7 bankruptcy can eliminate your credit card debt, medical bills, and other unsecured debts in just 3-4 months. You’ll walk away debt-free, keeping essential assets like your car and household items. Chapter 13 bankruptcy lets you keep your Howard Beach home while restructuring your payments into something manageable.
The relief isn’t just financial – it’s emotional. No more hiding from the phone or dreading the mail. You’ll have a clear path forward and the legal protection you need to rebuild your financial future in Queens.
We have been helping Howard Beach families navigate financial crises for years. We understand the unique challenges facing Queens residents – from high property taxes to the cost of living that can quickly overwhelm even careful budgeters.
You’ll work directly with an experienced bankruptcy attorney, not a paralegal or case manager. We know the local bankruptcy courts, the trustees, and exactly what it takes to get your case approved quickly and efficiently.
Our Howard Beach office means you’re not just another case number to a Manhattan firm. We’re part of your community, and we’re invested in helping our neighbors get back on their feet.
Your journey starts with a free consultation where we’ll review your debts, income, and assets to determine if Chapter 7 or Chapter 13 bankruptcy is right for you. We’ll explain exactly what debts can be eliminated and what assets you’ll keep.
Once you decide to move forward, we’ll gather your financial documents and prepare your bankruptcy petition. This includes your credit counseling certificate, which we’ll help you obtain. We handle all the complex paperwork and ensure everything is filed correctly with the New York bankruptcy court.
After filing, the automatic stay immediately stops creditor harassment, foreclosure proceedings, and wage garnishments. You’ll attend a brief meeting of creditors, which we’ll prepare you for and attend with you. Most Chapter 7 cases are complete within 3-4 months, while Chapter 13 involves a 3-5 year repayment plan that lets you keep your home.
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Our bankruptcy services cover everything you need for a successful fresh start. We handle Chapter 7 liquidation bankruptcy for those who qualify, eliminating unsecured debts like credit cards, medical bills, and personal loans. If you’re behind on your mortgage, our Chapter 13 bankruptcy and foreclosure defense services can stop the foreclosure process and create a manageable payment plan.
Howard Beach homeowners particularly benefit from our foreclosure defense strategies combined with Chapter 13 filing. We understand Queens property values and can help you keep your home while restructuring your debts. Our debt relief approach looks at your complete financial picture, not just the immediate crisis.
You’ll receive comprehensive support throughout the process, including credit counseling coordination, asset protection advice, and post-bankruptcy credit rebuilding guidance. We also offer flexible payment plans because we know you’re already dealing with financial stress.
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