Call Now: 516-246-557724/7 Emergency Services
Get immediate relief from creditors and protect what matters most with experienced bankruptcy representation.
Hear from Our Customers
The phone stops ringing with collection calls. You sleep through the night without panic about losing your house. Your paycheck stays in your account instead of getting garnished.
That’s what happens when you file for bankruptcy with proper legal guidance. Chapter 7 wipes out credit card debt, medical bills, and personal loans completely. Chapter 13 creates a manageable payment plan that stops foreclosure and lets you keep your home.
You’re not stuck forever. Most people start rebuilding credit within two years. The shame and stress that’s been eating at you? Gone. You get a fresh start, legally protected, with your essential assets intact.
We’ve been helping Long Island families navigate financial crises for years. We understand the unique pressures of living in one of the country’s most expensive areas.
High property taxes, expensive housing, and above-average living costs hit hard when medical emergencies or job loss strike. We’ve walked hundreds of clients through both Chapter 7 and Chapter 13 cases in Suffolk County bankruptcy court.
You’re not getting a cookie-cutter approach. Every case gets individual attention because every family’s situation is different.
First, we meet for a free consultation to review your debts, income, and assets. No judgment, just facts. We’ll determine if bankruptcy makes sense or if other options might work better.
If bankruptcy is right, we handle all the paperwork. That means gathering financial documents, completing required forms, and filing everything with the court. You’ll take a brief credit counseling course online.
Next comes the meeting of creditors – sounds scary, but it’s usually quick and straightforward. The trustee asks basic questions about your finances. Most last under ten minutes.
For Chapter 7, you’re typically done in 3-4 months with debts discharged. Chapter 13 involves a 3-5 year payment plan, but you keep your house and catch up on missed mortgage payments gradually.
Ready to get started?
You get complete bankruptcy representation from start to finish. We prepare and file all court documents, handle creditor communications, and represent you at all hearings.
For Huntington homeowners, we often recommend Chapter 13 because it lets you keep your house while catching up on missed payments. Long Island property values mean most homes have equity worth protecting.
Chapter 7 works better if you’re not behind on your mortgage or if you’re ready to surrender the property. Either way, we make sure you keep exempt assets like retirement accounts, reasonable vehicles, and household belongings.
We also provide foreclosure defense services to buy time while exploring bankruptcy options. Sometimes stopping foreclosure proceedings gives families breathing room to reorganize their finances properly.
Local Resources