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Get immediate protection from creditors and a clear path to financial freedom with experienced Long Island bankruptcy representation.
Hear from Our Customers
The phone stops ringing with collection calls. You sleep through the night without worrying about losing your house. Your paycheck stays in your account instead of getting garnished.
That’s what happens when you file for bankruptcy with proper legal guidance. You get an automatic stay that immediately stops all collection activities – no more harassment, no more threats, no more panic every time the phone rings.
Your essential assets stay protected. Your retirement accounts remain untouched. If you own a home in Islip Manor, Chapter 13 bankruptcy often lets you keep it while reorganizing your debts into a manageable payment plan. Chapter 7 can eliminate credit card debt, medical bills, and other unsecured obligations entirely.
You’re not just getting out of debt – you’re getting your life back. The stress that’s been eating away at your family relationships starts to lift. You can focus on moving forward instead of constantly looking over your shoulder.
We’ve been helping Long Island families navigate bankruptcy and debt relief for years. We understand the unique financial pressures you face here – the property taxes that never stop climbing, the cost of living that makes every dollar count, the limited options when you’re trying to stay afloat.
We’ve walked countless clients through both Chapter 7 and Chapter 13 bankruptcy cases in New York courts. We know which exemptions protect your assets, how to structure payment plans that actually work, and what strategies give you the best shot at keeping your home.
You won’t get shuffled off to a paralegal or treated like just another case number. When you work with us, you get direct access to an experienced bankruptcy attorney who takes the time to understand your specific situation and explain your options in plain English.
First, we sit down and look at your complete financial picture – every debt, every asset, every source of income. This isn’t about judgment; it’s about understanding exactly what you’re dealing with so we can map out the best strategy.
Next, we determine whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. Chapter 7 eliminates most debts within a few months but requires passing a means test. Chapter 13 sets up a 3-5 year payment plan that often lets you keep your house and catch up on missed mortgage payments.
Once we file your case, the automatic stay kicks in immediately. Creditors have to stop calling. Wage garnishments end. Foreclosure proceedings get put on hold. You finally get breathing room to work through the process without constant pressure.
We handle all the paperwork, represent you at the meeting of creditors, and guide you through each step until you receive your discharge. Most of our clients are surprised how straightforward the process actually is when you have experienced legal representation.
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You get a thorough debt analysis that covers every aspect of your financial situation. We review all your debts, assets, income sources, and expenses to determine the best approach for your specific circumstances.
We handle all bankruptcy paperwork and court filings. The forms are complex and mistakes can derail your case, so we make sure everything is accurate and submitted on time. You don’t have to worry about missing deadlines or filing incorrect information.
We represent you at all required meetings and hearings. The meeting of creditors can feel intimidating, but we prepare you for what to expect and stand beside you throughout the process. Most meetings last just a few minutes when you’re properly prepared.
For Long Island residents, we understand the local factors that affect your case. High property values, expensive living costs, and New York’s specific exemption laws all play a role in determining your best strategy. We know how to navigate these complexities to protect your interests and maximize your fresh start.
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