Get immediate relief from creditors and protect what matters most to your family.
Hear from Our Customers
The phone stops ringing with collection calls. Your paycheck stays in your account instead of being garnished. You sleep through the night without worrying about losing your home.
That’s what happens when you file bankruptcy with proper legal guidance. The automatic stay kicks in immediately, giving you breathing room to reorganize your finances or eliminate debt entirely.
You’re not just buying time—you’re buying a real chance to rebuild. Most people see their credit scores start improving within 12-18 months of filing. Compare that to years of missed payments and collection accounts dragging you down.
We at The Frank Law Firm P.C. have helped Jamaica families navigate financial crises for years. We understand the unique challenges facing Queens residents—from high housing costs to job market instability.
We’re not some Manhattan firm that doesn’t understand your neighborhood. Our office is here in Queens because we serve this community. We know the local courts, the trustees, and how to get things done efficiently.
Most importantly, we know that good people end up in bad financial situations through no fault of their own. Medical bills, job loss, divorce—life happens. We’re here to help you handle it.
First, we meet for a free consultation to review your debts, income, and assets. We’ll determine if Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation, or if there’s another solution entirely.
Once you decide to move forward, we prepare and file your bankruptcy petition. The automatic stay goes into effect immediately—creditors must stop all collection activities. No more calls, no more garnishments, no more foreclosure proceedings.
From there, we guide you through the process. You’ll attend a meeting of creditors (we’ll be right there with you), complete any required courses, and follow the court’s requirements. Most Chapter 7 cases are completed in 3-4 months. Chapter 13 payment plans typically run 3-5 years, but you keep your assets while catching up on payments.
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We handle both Chapter 7 and Chapter 13 bankruptcy cases, plus foreclosure defense when you need to buy time. Chapter 7 eliminates most unsecured debts in a few months. Chapter 13 lets you keep your home while catching up on missed mortgage payments.
Our service includes all court filings, representation at hearings, and guidance through every step of the process. We also help with pre-bankruptcy planning to protect your assets legally and advise on timing your filing for maximum benefit.
You’ll work directly with an experienced bankruptcy attorney, not a paralegal or assistant. We return calls promptly because we know you’re dealing with time-sensitive issues like foreclosure deadlines and garnishment orders.