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Stop creditor calls, keep your home, and eliminate overwhelming debt with experienced Kings Park bankruptcy guidance.
Hear from Our Customers
You wake up without that crushing weight on your chest. Your phone isn’t ringing with collection calls every hour. You can actually answer when your kids call.
The automatic stay kicks in the moment you file, which means creditors have to stop calling immediately. No more threats. No more harassment. No more panic when you see an unknown number.
Most clients keep their house, their car, and their essential belongings. Chapter 7 bankruptcy eliminates credit card debt, medical bills, and other unsecured debt completely. Chapter 13 creates a manageable payment plan that actually fits your budget. Either way, you’re looking at a fresh start within months, not years of struggling to pay minimums that barely touch the principal.
The Frank Law Firm P.C. has helped countless Long Island families navigate financial crises and come out stronger. Living costs in Kings Park aren’t getting any cheaper, and when medical bills or job loss hits, debt can spiral quickly.
We focus exclusively on bankruptcy and debt relief, which means you’re working with attorneys who handle these cases every day. We know the local bankruptcy court procedures, the trustees, and exactly what documentation you need to protect your assets.
You’re not just another case number. Every client gets direct attorney attention and clear explanations of what’s happening at each step.
First, you’ll sit down for a free consultation where an attorney reviews your debts, income, and assets. No sales pitch. Just an honest assessment of whether bankruptcy makes sense for your situation and which chapter gives you the best outcome.
If you decide to move forward, we prepare all the paperwork and file your petition with the bankruptcy court. The moment it’s filed, the automatic stay goes into effect and creditors must stop all collection activities immediately.
You’ll attend a meeting of creditors about 30 days later. It sounds intimidating, but it’s usually a brief question-and-answer session with the trustee. We prepare you for exactly what to expect and handle any issues that come up. Most Chapter 7 cases are complete within 4-6 months with your debts discharged permanently.
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The Frank Law Firm P.C. handles both Chapter 7 and Chapter 13 bankruptcy cases for Kings Park residents. Chapter 7 eliminates most unsecured debts completely within months. Chapter 13 creates a 3-5 year payment plan that stops foreclosure and gives you time to catch up on mortgage payments.
We also provide foreclosure defense for homeowners behind on mortgage payments. Sometimes bankruptcy isn’t the right solution, and we’ll explore debt negotiation or other alternatives that might work better for your specific situation.
Every case includes thorough asset protection planning to ensure you keep everything you’re entitled to under New York exemption laws. You’ll know upfront what you can keep and what you might lose, with strategies to protect your most important assets.
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