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Hear from Our Customers
The phone stops ringing. You sleep through the night without jumping at every call. Your paycheck stays in your account instead of getting garnished.
That’s what happens when you file for bankruptcy with proper legal guidance. The automatic stay kicks in immediately, giving you breathing room you haven’t had in months or years.
Your unsecured debts disappear. Credit cards, medical bills, personal loans – gone. You keep your home, your car, and the essentials you need to rebuild. Most importantly, you get your dignity back and a real chance to start over without the crushing weight of impossible debt.
The Frank Law Firm P.C. has been helping Long Island families navigate bankruptcy and debt relief for years. We understand the local court procedures, trustees, and requirements that make the difference between a smooth process and unnecessary complications.
You’re not just another case number here. We take the time to understand your specific situation and explain your options in plain English. No judgment, no lectures about how you got here – just practical solutions to get you back on solid ground.
Our office is right here in the community, and we’ve seen every type of financial crisis Nassau County families face.
First, we meet for a free consultation to review your debts, income, and assets. We’ll determine whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation, or if there’s another debt relief option that works better.
Once you decide to move forward, we prepare and file your petition. The automatic stay goes into effect immediately – creditors must stop calling, wage garnishments end, and foreclosure proceedings pause.
You’ll attend a meeting of creditors about a month later. It’s not as scary as it sounds – most last under ten minutes. We prepare you for exactly what to expect and attend with you.
For Chapter 7 cases, you’re typically done within four months. Chapter 13 involves a payment plan, but you get to keep more assets and catch up on mortgage payments over time.
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We handle the complete range of debt relief services Lynbrook families need. Chapter 7 bankruptcy eliminates most unsecured debts quickly. Chapter 13 creates manageable payment plans while protecting your home and assets.
Our foreclosure defense services buy you time and explore alternatives to losing your home. Sometimes bankruptcy isn’t the right answer – we also negotiate with creditors and explore debt consolidation options.
Every case includes thorough preparation, document review, court representation, and follow-up guidance on rebuilding your credit. We make sure you understand each step and feel confident about your financial future.
You get direct access to your attorney, not just paralegals or assistants. When you have questions, you get real answers from someone who knows your case inside and out.
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