Get immediate relief from creditors and explore your debt relief options with an experienced bankruptcy attorney who understands Nassau County.
Hear from Our Customers
The phone stops ringing. Your paycheck stays in your account. You sleep through the night without worrying about losing your house.
That’s what happens when you file for bankruptcy with proper legal guidance. Chapter 7 bankruptcy can eliminate credit card debt, medical bills, and personal loans in as little as four months. Chapter 13 bankruptcy lets you keep your home while paying back what you can afford over three to five years.
You’re not just getting rid of debt. You’re getting your life back. The automatic stay kicks in the moment we file your case, which means creditors must stop all collection activities immediately. No more garnished wages. No more frozen bank accounts. No more sleepless nights.
The Frank Law Firm P.C. has been helping Long Island families navigate financial crisis for years. We know the local bankruptcy trustees, understand New York’s exemption laws, and have filed hundreds of cases in the Eastern District of New York.
We’re not a bankruptcy mill. We take time to understand your specific situation and explore every option before recommending bankruptcy. Sometimes that means negotiating with creditors or exploring foreclosure alternatives.
When bankruptcy is the right choice, we handle everything from start to finish. You get an experienced attorney, not a paralegal, managing your case.
First, we meet for a free consultation to review your debts, income, and assets. We’ll determine if you qualify for Chapter 7 or if Chapter 13 makes more sense for your situation. This meeting takes about an hour and there’s no pressure to hire us.
If you decide to move forward, we gather your financial documents and prepare your bankruptcy petition. We handle all the paperwork, including the means test, schedules, and required statements. Most clients are surprised by how much documentation is required, but we walk you through each step.
Once we file your case, the automatic stay goes into effect immediately. We’ll represent you at the meeting of creditors, which is typically the only court appearance required. For Chapter 7 cases, most people receive their discharge in about four months. Chapter 13 cases involve a payment plan that lasts three to five years.
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Every bankruptcy case includes complete preparation of your petition, all required schedules and statements, and representation at the meeting of creditors. We also handle any issues that come up during your case, like creditor objections or trustee requests for additional information.
For Massapequa Park homeowners, we often combine bankruptcy with foreclosure defense. If you’re behind on mortgage payments, Chapter 13 bankruptcy can stop the foreclosure and give you up to five years to catch up on missed payments. We’ve helped dozens of Nassau County families save their homes this way.
We also provide pre-bankruptcy planning to help you maximize exemptions and protect assets. New York law allows you to keep your home equity up to certain limits, your car, retirement accounts, and basic household items. Proper planning ensures you keep everything you’re entitled to under the law.