Call Now: 516-246-557724/7 Emergency Services
Get immediate relief from overwhelming debt with a local bankruptcy attorney who understands your situation.
Hear from Our Customers
The phone stops ringing with collection calls. Your wages stay in your paycheck instead of going to creditors. You sleep through the night without worrying about losing your home.
That’s what happens when you file for bankruptcy protection. The automatic stay kicks in immediately, giving you breathing room to figure out your next steps. Your unsecured debts like credit cards and medical bills can be eliminated entirely through Chapter 7, or reorganized into manageable payments through Chapter 13.
You’re not just buying time – you’re getting a genuine fresh start. Most people see their credit scores start improving within a year of filing, especially compared to the alternative of missed payments and collections dragging on for years.
We have been helping Neponsit residents navigate financial crises for years. We understand the unique challenges facing families in the Rockaways, from storm damage expenses to the high cost of living in New York.
You won’t get shuffled through a bankruptcy mill here. Every case gets personal attention because we know your financial situation is personal. We’ve walked clients through both Chapter 7 liquidations and Chapter 13 reorganizations, always focusing on what works best for your specific circumstances.
Our office handles cases throughout Queens County, so we know the local bankruptcy court procedures and trustees. That experience translates into smoother cases and better outcomes for our clients.
First, we sit down for a free consultation to review your debts, income, and assets. This helps us determine whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. Chapter 7 eliminates most debts in about four months, while Chapter 13 creates a payment plan over three to five years.
Once we file your petition, the automatic stay immediately stops all collection actions, foreclosure proceedings, and wage garnishments. You’ll attend a meeting of creditors about a month later – we’ll prepare you for this straightforward process where the trustee asks basic questions about your finances.
For Chapter 7 cases, most people receive their discharge in about 90 days after the meeting. Chapter 13 clients make their plan payments and receive their discharge after completing the payment plan. Either way, you come out with a clean slate and the tools to rebuild your financial life.
Ready to get started?
We handle all aspects of consumer bankruptcy, from simple Chapter 7 cases to complex Chapter 13 reorganizations. If you’re facing foreclosure, we can often save your home through Chapter 13 by catching up on missed mortgage payments over time.
Our services include reviewing all your debts to make sure everything dischargeable gets included in your filing. We’ll also help you understand which assets you can keep – most people keep their home, car, and personal belongings through bankruptcy exemptions.
You’ll get honest advice about whether bankruptcy is your best option. Sometimes debt settlement or negotiation works better, and we’ll tell you that upfront. When bankruptcy is the right choice, we handle everything from preparing your petition to representing you at the meeting of creditors. Payment plans are available because we know money is tight when you’re considering bankruptcy.
Local Resources