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Get immediate relief from creditor harassment and foreclosure threats with experienced local bankruptcy representation.
Hear from Our Customers
You’re not alone in this financial crisis. Thousands of Long Island families have found relief through bankruptcy, and you can too.
When you file for bankruptcy, the automatic stay immediately stops all collection calls, wage garnishments, and foreclosure proceedings. This gives you breathing room to evaluate your options and plan your next steps without constant pressure from creditors.
Chapter 7 bankruptcy can eliminate most of your unsecured debts in just 3-4 months, giving you a clean slate to rebuild. Chapter 13 allows you to keep your home while creating a manageable payment plan for past-due amounts. Both options protect essential assets like your car, household goods, and retirement accounts.
The relief isn’t just financial—it’s emotional. You’ll sleep better knowing you have a clear path forward and legal protection from creditor harassment. Your family can focus on moving ahead instead of constantly worrying about the next collection call or court summons.
We have helped hundreds of Long Island families navigate financial crises and emerge with a fresh start. As a local Nesconset bankruptcy attorney, we understand the unique challenges facing Suffolk County residents.
High property taxes, rising costs, and economic uncertainty have pushed many hardworking families to their financial breaking point. We have successfully filed Chapter 7 and Chapter 13 cases for teachers, healthcare workers, small business owners, and retirees throughout the area.
You’ll work directly with an experienced bankruptcy attorney, not paralegals or assistants. Every case receives personal attention because your financial future matters. We offer free consultations, transparent pricing, and payment plans to make quality legal representation accessible when you need it most.
Your bankruptcy case starts with a free consultation where you’ll discuss your debts, income, assets, and goals. This meeting helps determine whether Chapter 7 or Chapter 13 bankruptcy best fits your situation, or if other debt relief options might work better.
Once you decide to move forward, we gather all necessary financial documents and prepare your bankruptcy petition. This includes detailed schedules of your debts, assets, income, and expenses. The paperwork is filed electronically with the bankruptcy court, which immediately triggers the automatic stay protection.
You’ll attend a meeting of creditors about 4-6 weeks after filing. This is typically a brief, straightforward meeting where the bankruptcy trustee asks basic questions about your financial situation. Most clients find it much less intimidating than expected.
For Chapter 7 cases, you’ll likely receive your discharge order within 3-4 months of filing. Chapter 13 cases involve a 3-5 year payment plan, but you get immediate protection and can often keep your home and other important assets.
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We handle all types of consumer bankruptcy cases, from straightforward Chapter 7 debt elimination to complex Chapter 13 reorganizations. Each case receives thorough preparation and aggressive representation to protect your interests.
Chapter 7 bankruptcy works well for individuals and families with limited income who want to eliminate credit card debt, medical bills, and other unsecured obligations. Most clients keep their home, car, and essential belongings while getting a fresh start in just a few months.
Chapter 13 bankruptcy helps higher-income individuals or those facing foreclosure. You can catch up on missed mortgage payments over 3-5 years while eliminating other debts. This option often allows you to keep property that might be lost in Chapter 7.
We also provide foreclosure defense services, helping homeowners explore all options before losing their homes. Sometimes bankruptcy isn’t the right solution, and you’ll receive honest advice about alternatives like loan modifications or short sales.
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