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Get immediate debt relief and protect what matters most with experienced North Baldwin bankruptcy representation.
Hear from Our Customers
You’re drowning in debt, and every day feels like you’re falling further behind. The phone won’t stop ringing with collection calls. You’re losing sleep wondering if you’ll lose your house.
Here’s what changes when you file bankruptcy with proper legal guidance. The automatic stay kicks in immediately, stopping all collection actions cold. No more harassment. No more wage garnishments. No more sleepless nights wondering what creditor will come after you next.
Chapter 7 bankruptcy can eliminate your credit card debt, medical bills, and other unsecured debts in as little as four months. Chapter 13 lets you keep your home while reorganizing your debts into an affordable payment plan. Either way, you get breathing room to rebuild your financial life without the crushing weight of unmanageable debt.
The Frank Law Firm P.C. has been helping North Baldwin families navigate financial crises and emerge with fresh starts. We understand the unique challenges Long Island residents face with high living costs and property values.
You’re not just another case number here. We take time to understand your specific situation and explain your options in plain English, not legal jargon. Our focus is getting you the debt relief you need while protecting your most important assets.
We’ve successfully guided hundreds of clients through both Chapter 7 and Chapter 13 bankruptcy cases in New York courts. We know the local trustees, understand the process inside and out, and fight to get you the best possible outcome.
Your bankruptcy process starts with a free consultation where we review your debts, income, and assets. We’ll determine whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. No pressure, no sales pitch – just honest advice about your options.
Once you decide to move forward, we handle all the paperwork and legal requirements. We’ll prepare your petition, schedules, and required documents while you focus on your daily life. Most clients are surprised how straightforward the process becomes with experienced legal guidance.
After filing, the automatic stay immediately stops all collection actions. You’ll attend a brief meeting of creditors where the trustee asks basic questions about your case. In Chapter 7 cases, most clients receive their discharge in about four months. Chapter 13 cases involve a 3-5 year payment plan that lets you keep your home while catching up on missed payments.
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We handle every aspect of your bankruptcy case from start to finish. This includes analyzing your financial situation, determining the best chapter for your needs, preparing all required documentation, and representing you throughout the entire process.
Our Chapter 7 bankruptcy services help you eliminate credit card debt, medical bills, personal loans, and other unsecured debts. If you qualify, you can get a fresh start in just a few months while keeping essential assets like your home, car, and retirement accounts.
For clients who want to keep their home but need time to catch up on payments, our Chapter 13 services create manageable payment plans. We negotiate with creditors and structure plans that fit your budget while protecting your property from foreclosure. We also provide foreclosure defense services for clients facing immediate threats to their homes.
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