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Get the fresh financial start you deserve with experienced bankruptcy representation that protects what matters most.
Hear from Our Customers
You’re drowning in payments that never seem to touch the principal. Every month feels like you’re falling further behind, and the creditor calls won’t stop.
Bankruptcy isn’t about giving up—it’s about taking control. Chapter 7 can eliminate most of your unsecured debts in just a few months, giving you that clean slate you’ve been hoping for. Chapter 13 lets you keep your house while reorganizing your debts into one manageable payment.
The automatic stay kicks in the moment we file your case. That means creditors have to stop calling, wage garnishments end, and foreclosure proceedings halt. You’ll finally be able to sleep at night knowing your paycheck is yours again and your home is protected.
Most people wish they’d filed sooner. The relief is immediate, and the path forward becomes crystal clear once you’re not spending every dollar on minimum payments that go nowhere.
We have been helping Long Island families navigate financial difficulties for years. We understand the unique challenges North Bay Shore residents face with high property values and cost of living pressures.
You won’t get a sales pitch here. We’ll review your situation honestly and tell you whether bankruptcy makes sense or if there are better alternatives. Sometimes the answer isn’t filing—and we’re not afraid to tell you that.
When bankruptcy is the right move, we handle everything from start to finish. We know the local courts, the trustees, and exactly what documentation you’ll need. Our job is to make this process as straightforward as possible while protecting your interests every step of the way.
We start with a free consultation where you bring your bills, pay stubs, and tax returns. We’ll review everything together and determine which chapter of bankruptcy fits your situation best. No pressure, no rush—just honest analysis of your options.
Once you decide to move forward, we handle all the paperwork and filing requirements. You’ll need to complete a credit counseling course (we’ll tell you where), and we’ll prepare your petition with all the required schedules and statements. The automatic stay goes into effect immediately when we file.
For Chapter 7 cases, you’ll attend one meeting with the trustee about 30 days after filing. We’ll be there with you, and it’s typically straightforward—just basic questions about your paperwork. Most debts are discharged within 3-4 months.
Chapter 13 cases involve creating a 3-5 year payment plan that the court approves. You’ll make monthly payments to the trustee, who distributes funds to creditors according to the plan. Once you complete the plan, remaining eligible debts are discharged.
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Our bankruptcy services cover both Chapter 7 liquidation and Chapter 13 reorganization cases. We also handle foreclosure defense for homeowners who want to save their property through bankruptcy protection.
Chapter 7 works best if you’re behind on unsecured debts like credit cards, medical bills, and personal loans. Most people can keep their house, car, and retirement accounts through available exemptions. Chapter 13 is ideal when you’re facing foreclosure or have significant assets you want to protect.
We also represent clients dealing with wage garnishments, bank levies, and creditor lawsuits. Sometimes filing bankruptcy is the fastest way to stop these collection actions and give you breathing room to evaluate your options.
Every case includes thorough review of your debts, assets, and income to determine the best strategy. We’ll explain exactly what debts can be eliminated, what property you can keep, and what your financial picture looks like after bankruptcy. You’ll know what to expect before we file anything.
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