Call Now: 516-246-557724/7 Emergency Services
Get immediate relief from creditor harassment and protect your most important assets with experienced bankruptcy representation.
Hear from Our Customers
The phone stops ringing with collection calls. You sleep through the night without worrying about losing your house. Your paycheck stays in your account instead of going to creditors who keep adding fees and interest.
That’s what happens when you file the right type of bankruptcy case. Chapter 7 wipes out credit card debt, medical bills, and other unsecured obligations in about four months. Chapter 13 stops foreclosure and gives you up to five years to catch up on your mortgage while eliminating other debts.
You keep your home, your car, your retirement accounts, and your dignity. The automatic stay kicks in as soon as you file, which means creditors have to stop calling, stop sending letters, and stop trying to collect. It’s not just temporary relief – it’s a permanent solution that gives you the fresh start you need to rebuild your financial life.
The Frank Law Firm P.C. has been helping Long Island families navigate bankruptcy for years. We handle cases in the Eastern District of New York bankruptcy court, where local rules and procedures matter.
You’re not getting a one-size-fits-all approach here. Every case gets reviewed to determine whether Chapter 7 or Chapter 13 makes more sense for your specific situation. We have seen what works in Nassau County and what doesn’t.
Most importantly, you’re working with attorneys who understand that bankruptcy isn’t a moral failure – it’s a legal tool designed to help people get back on their feet when life throws them a curveball.
First, you come in for a consultation where everything gets reviewed – your income, expenses, assets, and debts. This determines which chapter of bankruptcy fits your situation and whether you qualify.
Once you decide to move forward, we prepare all the paperwork and file your case. The automatic stay goes into effect immediately, which stops all collection activity. You’ll attend a meeting of creditors about a month later, which is usually straightforward and takes about ten minutes.
In Chapter 7, your unsecured debts get discharged in about four months. In Chapter 13, you make payments through a court-approved plan for three to five years, then get your discharge. Either way, you’re looking at a clean slate and the chance to rebuild your credit properly from day one.
Ready to get started?
You get a complete bankruptcy filing that includes all required forms, schedules, and supporting documents. We handle the meeting of creditors, communicate with the trustee, and deal with any issues that come up during your case.
For North Bellmore homeowners facing foreclosure, Chapter 13 reorganization can stop the foreclosure process and give you time to catch up on missed payments. You keep your house while eliminating other debts that are making it impossible to afford your mortgage.
We also provide guidance on rebuilding credit after bankruptcy. Most clients see their credit scores improve within 12-18 months because they’re no longer carrying overwhelming debt loads. You’ll know exactly what to expect at each step and how long the process takes.
Local Resources