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Get immediate relief from overwhelming debt with a bankruptcy lawyer who understands North Wantagh families.
Hear from Our Customers
You’re drowning in bills, and every phone call makes your stomach drop. The collection letters keep coming, and you’re wondering if you’ll lose everything you’ve worked for.
Here’s what changes when you file for bankruptcy protection. The phone calls stop immediately – by law, creditors cannot contact you once we file your case. Your wages are protected from garnishment, and foreclosure proceedings halt while we work out a solution.
Chapter 7 bankruptcy eliminates most unsecured debts completely – credit cards, medical bills, and personal loans disappear. Chapter 13 creates a manageable payment plan that lets you keep your home while catching up on missed mortgage payments. You keep essential assets like your car, retirement accounts, and household items.
Most clients see their credit scores start recovering within 12-18 months after discharge. You can qualify for a mortgage again in as little as two years with Chapter 7, or immediately after completing a Chapter 13 plan.
We have helped North Wantagh families navigate financial crises for years. We understand the unique pressures facing Long Island residents – high property taxes, expensive housing costs, and the financial strain of living near New York City.
We’re not a bankruptcy mill that processes hundreds of cases without personal attention. When you work with us, you get direct access to an experienced bankruptcy attorney who knows Nassau County courts and trustees personally.
Our office serves North Wantagh, Wantagh, Seaford, Bellmore, and surrounding Nassau County communities. We’ve seen how quickly financial situations can change – job loss, medical emergencies, divorce, or business failure can happen to anyone.
Your bankruptcy case starts with a free consultation where we review your debts, income, and assets. We’ll determine if Chapter 7 or Chapter 13 bankruptcy gives you the best outcome, or if another debt relief option makes more sense.
Once you decide to move forward, we prepare and file your bankruptcy petition with the Nassau County bankruptcy court. The automatic stay goes into effect immediately, stopping all collection actions, foreclosure proceedings, and creditor contact.
You’ll attend a meeting of creditors about 30 days after filing – this is typically a brief, routine proceeding where the bankruptcy trustee asks basic questions about your financial situation. We prepare you thoroughly and attend with you.
Chapter 7 cases usually receive discharge within 3-4 months of filing. Chapter 13 cases involve a 3-5 year payment plan, after which remaining eligible debts are discharged. Throughout the process, we handle all communication with creditors, trustees, and the court.
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We handle all types of bankruptcy cases for North Wantagh residents. Chapter 7 bankruptcy eliminates credit card debt, medical bills, personal loans, and other unsecured obligations. Chapter 13 bankruptcy stops foreclosure and creates affordable payment plans for mortgage arrears, tax debt, and other secured obligations.
Our foreclosure defense services protect your home while we explore all available options. Sometimes bankruptcy isn’t necessary – we can negotiate loan modifications, short sales, or deed in lieu arrangements that avoid foreclosure without filing bankruptcy.
We also assist with related financial matters like stopping wage garnishments, dealing with tax liens, and protecting retirement accounts from creditors. Each case receives individual attention because your financial situation is unique.
Payment plans are available for legal fees, and we offer free consultations to evaluate your options. Most bankruptcy cases have predictable costs, and we explain all fees upfront before you commit to anything.
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