Call Now: 516-246-557724/7 Emergency Services
Get immediate relief from creditors and protect what matters most with experienced bankruptcy representation.
Hear from Our Customers
You’re not just filing paperwork. You’re reclaiming your life from the constant stress of debt collectors, sleepless nights worrying about foreclosure, and the weight of financial pressure that’s been crushing your family.
When you file for bankruptcy with proper legal guidance, the automatic stay kicks in immediately. This means creditors must stop calling, wage garnishments end, and foreclosure proceedings halt. You get breathing room to figure out your next steps without harassment.
Chapter 7 bankruptcy can eliminate most of your unsecured debts – credit cards, medical bills, personal loans – in about four months. Chapter 13 creates a manageable payment plan that lets you keep your home while catching up on missed mortgage payments over three to five years. Both options give you legal protection and a clear path forward that doesn’t involve years of struggling to pay minimums on debts you’ll never escape.
The Frank Law Firm P.C. has been helping Long Island families navigate bankruptcy law when financial crisis hits. We understand the local court procedures in Nassau County and know how to protect your assets under New York state exemption laws.
You’re not getting a one-size-fits-all approach here. Every case gets individual attention because your situation is unique. We’ve seen how quickly things can change – job loss, medical bills, business problems – and we know you need an attorney who understands the pressure you’re under.
Our focus stays on getting you results: stopping the collection calls, protecting your home, and giving you a realistic path to financial stability. We handle the legal complexity so you can focus on moving forward.
First, we’ll review your complete financial picture – income, expenses, debts, and assets. This determines whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. We’ll also identify which debts can be eliminated and what property you can keep under New York exemption laws.
Next, we prepare and file your bankruptcy petition with the Nassau County bankruptcy court. The automatic stay goes into effect immediately, stopping all collection activities. Your creditors get notified that they must cease contact with you directly.
You’ll attend a meeting of creditors about 30 days after filing. This is typically brief and straightforward – you’ll answer basic questions about your finances under oath. We’ll prepare you for what to expect and handle any issues that come up.
For Chapter 7 cases, you’ll likely receive your discharge in about four months. Chapter 13 cases involve a payment plan confirmation hearing, then you make monthly payments to the trustee for three to five years before receiving your discharge.
Ready to get started?
You get full legal representation throughout the entire bankruptcy process. This includes preparing all required documents, filing your petition, representing you at hearings, and handling any creditor issues that arise.
We also provide foreclosure defense services for homeowners facing the loss of their property. Many times, bankruptcy can stop foreclosure proceedings and give you options to keep your home through loan modification or Chapter 13 repayment plans.
Our debt relief services extend beyond just filing bankruptcy. We help you understand which debts will be eliminated, how to handle secured debts like car loans, and what steps to take after discharge to rebuild your credit. You’ll know exactly what to expect at each stage and have realistic expectations about your financial future.
North Woodmere residents face unique challenges with the high cost of living on Long Island. We understand the local economic pressures and work with you to find solutions that fit your specific circumstances and goals.
Local Resources