Get immediate protection from creditors and keep what matters most to you.
Hear from Our Customers
The phone stops ringing. You sleep through the night without worrying about tomorrow’s mail. Your paycheck stays in your account instead of going to garnishments.
Filing for bankruptcy gives you an automatic stay – legal protection that immediately stops all collection activities. Creditors can’t call, sue, or take your property while your case is active. You get breathing room to rebuild.
Most clients tell us the relief starts the moment we file. The stress lifts. You can focus on your family instead of juggling payment demands. Within months, you’re making plans instead of just surviving each day.
We have been helping Old Mastic families navigate financial crises for years. We understand the unique pressures of Long Island living – high property taxes, expensive housing costs, and limited job security.
Our practice focuses exclusively on bankruptcy and debt relief. We know the local trustees, understand the court procedures, and have filed hundreds of successful cases. You’re not getting a general practitioner who handles bankruptcy on the side.
We’ve seen every situation. Job loss, medical emergencies, business failures, divorce – we know how quickly financial stability can disappear and how to get you back on solid ground.
First, we meet for a free consultation to review your debts, income, and assets. We’ll determine if Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. Chapter 7 eliminates most debts in 3-4 months. Chapter 13 creates a payment plan to keep your home.
Next, we prepare and file your petition with the bankruptcy court. The automatic stay takes effect immediately, stopping all collection activities. We handle all paperwork, court filings, and communication with creditors and trustees.
You’ll attend one brief meeting with the bankruptcy trustee – usually 5-10 minutes of basic questions. We’ll be there with you. Most cases proceed smoothly from there, with your discharge coming within a few months for Chapter 7 or after completing your payment plan for Chapter 13.
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Your representation includes everything needed for a successful bankruptcy filing. We handle petition preparation, asset valuation, creditor negotiations, and all court appearances. You get unlimited consultations throughout your case.
We also provide foreclosure defense services for Old Mastic homeowners facing immediate threats to their property. Sometimes bankruptcy isn’t the right solution – we’ll explore loan modifications, short sales, or other alternatives that might work better.
Our goal is getting you the fresh start you deserve with minimal disruption to your daily life. Most clients are surprised how straightforward the process becomes with experienced guidance. You focus on rebuilding while we handle the legal complexities.