Get immediate debt relief and protect what matters most with experienced Queens Village bankruptcy representation.
Hear from Our Customers
When you file for bankruptcy, the automatic stay kicks in immediately. That means creditor calls stop, wage garnishments end, and foreclosure proceedings halt while we work out your solution.
You’ll sleep better knowing your paycheck is protected and your phone isn’t ringing with collection calls. Most of our clients tell us the relief starts the moment they walk out of our office with a clear plan.
Whether you qualify for Chapter 7 to eliminate most debts entirely or Chapter 13 to reorganize payments while keeping your home, you’ll have a path forward that actually works. No more juggling minimum payments that never shrink the balance. No more choosing between groceries and the mortgage payment.
The Frank Law Firm P.C. has been helping Queens Village residents navigate bankruptcy and debt relief for years. We understand the financial pressures facing families in our community – from high property taxes to rising costs of everything.
You’re not getting a downtown Manhattan firm that charges Manhattan prices. You’re getting a local bankruptcy attorney who lives and works in your neighborhood and files cases in the Eastern District of New York regularly.
We’ve seen every type of debt situation Queens Village throws at people. Medical bills from hospital stays, credit cards that got out of control, small businesses hurt by economic changes, and homeowners facing foreclosure despite years of trying to make it work.
Your free consultation covers everything – your debts, assets, income, and goals. We’ll tell you exactly which bankruptcy chapter fits your situation and what you can expect to keep, eliminate, or reorganize.
Once you decide to move forward, we handle the paperwork and file your petition with the Eastern District of New York. The automatic stay protection starts immediately, giving you breathing room while we prepare your case.
You’ll attend a meeting of creditors about 30 days later – it’s usually quick and straightforward. For Chapter 7 cases, most people receive their discharge in 3-4 months. Chapter 13 cases involve a 3-5 year payment plan that lets you catch up on mortgage payments while eliminating other debts.
Throughout the process, we handle creditor communications and court requirements so you can focus on rebuilding your financial life.
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Our bankruptcy services cover both Chapter 7 liquidation and Chapter 13 reorganization cases. We also handle foreclosure defense for homeowners who need time to catch up on payments or explore alternatives to losing their home.
You’ll get honest advice about which approach works best for your specific situation. Some clients benefit from Chapter 7’s quick elimination of credit card and medical debt. Others need Chapter 13’s payment plan structure to save their home while dealing with other debts.
We also help with pre-bankruptcy planning to protect assets legally and timing strategies that maximize your fresh start. Every case includes thorough preparation for the meeting of creditors and ongoing support until your discharge is final.
Queens Village residents appreciate our straightforward approach – no overselling services you don’t need, no surprise fees, and clear explanations of what bankruptcy can and cannot do for your situation.