Get immediate relief from creditors and protect what matters most to your family.
Hear from Our Customers
You’re drowning in bills that never seem to get smaller. Every month, you’re choosing between groceries and credit card payments. The phone won’t stop ringing with collection calls, and you’re losing sleep wondering if you’ll lose your house.
Bankruptcy isn’t about failure—it’s about taking control. When you file for bankruptcy, an automatic stay immediately stops all collection activities. No more harassing phone calls. No more wage garnishments. No more sleepless nights wondering what they’ll take next.
Chapter 7 bankruptcy can eliminate most of your unsecured debts in just a few months. Credit cards, medical bills, personal loans—gone. Chapter 13 lets you keep your home while creating a manageable payment plan for what you owe. You’ll finally have breathing room to rebuild your financial life on your terms.
The Frank Law Firm P.C. has been helping Roosevelt families navigate financial crises for years. We understand the unique challenges facing Long Island residents—from high property taxes to cost of living pressures that can push good people into impossible situations.
You won’t find judgment here, just practical solutions. We’ve guided hundreds of Nassau County residents through both Chapter 7 and Chapter 13 bankruptcy cases. We know which exemptions protect your assets under New York law, and we’ll fight to keep as much of your property as possible.
Most importantly, we’re part of this community. We understand what your home means to you and your family.
Your bankruptcy case starts with a free consultation where we’ll review your debts, income, and assets. We’ll determine whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation. There’s no pressure—just honest answers about your options.
Once you decide to move forward, we’ll prepare and file your bankruptcy petition with the court. The moment it’s filed, the automatic stay goes into effect and your creditors must stop all collection activities immediately. No more calls, no more threats, no more garnishments.
You’ll attend a meeting of creditors about a month after filing—it’s usually quick and straightforward. For Chapter 7 cases, you’ll typically receive your discharge in three to four months. Chapter 13 cases involve a three to five-year payment plan, but you keep your assets and get immediate protection from creditors.
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When you work with us, you get comprehensive bankruptcy representation designed to protect your interests at every step. We handle all court filings, communicate with your creditors, and represent you at hearings. You don’t have to face this alone.
For Roosevelt homeowners facing foreclosure, we can often stop the process and help you keep your house through Chapter 13 bankruptcy. We’ll negotiate with your mortgage company and create a plan that catches up your missed payments over time while keeping your family in their home.
We also provide foreclosure defense services outside of bankruptcy when appropriate. Sometimes we can negotiate loan modifications or other alternatives that avoid both foreclosure and bankruptcy. Every situation is different, and we’ll explore every option available to protect your family’s financial future.