Get immediate protection from harassment and a clear path to financial freedom with experienced bankruptcy representation.
Hear from Our Customers
The phone stops ringing with collection calls. Your wages stay in your paycheck instead of going to creditors. You sleep through the night without worrying about losing your home.
That’s what happens when you file for bankruptcy with proper legal guidance. Chapter 7 bankruptcy can eliminate credit card debt, medical bills, and personal loans completely. Chapter 13 bankruptcy lets you keep your home while creating a manageable payment plan.
You’re not just getting rid of debt—you’re getting your life back. No more choosing between groceries and minimum payments. No more avoiding the mailbox or screening every phone call.
The Frank Law Firm P.C. has been helping San Remo families navigate bankruptcy for years. We understand the local courts, the judges, and exactly what it takes to get your case approved quickly.
You’re not getting a cookie-cutter approach here. Every situation is different, and we take time to understand your specific circumstances before recommending Chapter 7 or Chapter 13.
We’ve seen every type of debt problem—from medical emergencies that spiraled out of control to business failures to simple overspending that got out of hand. No judgment. Just solutions.
First, we sit down for a free consultation to review your debts, income, and assets. We’ll determine if Chapter 7 or Chapter 13 makes more sense for your situation.
Once you decide to move forward, we prepare and file your bankruptcy petition with the court. This immediately triggers the automatic stay—creditors must stop all collection activity right away.
You’ll attend a meeting of creditors about 30 days later. Don’t worry—it’s usually brief and straightforward. We’ll prepare you for exactly what to expect.
For Chapter 7, you’ll typically receive your discharge in about four months. Chapter 13 cases involve a 3-5 year repayment plan, but you get immediate protection and keep your assets.
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We handle every aspect of your bankruptcy case from start to finish. That includes reviewing all your debts to make sure nothing gets missed, preparing the extensive paperwork correctly, and representing you at all court proceedings.
Beyond bankruptcy, we also provide foreclosure defense for homeowners facing sheriff sales. Sometimes bankruptcy isn’t the right answer—we might be able to negotiate payment plans or loan modifications instead.
You’ll get honest advice about which option gives you the best outcome. If bankruptcy isn’t right for your situation, we’ll tell you. Our job is to solve your problem, not sell you services you don’t need.