Get immediate protection from creditors and keep what matters most to your family.
Hear from Our Customers
You’re drowning in bills that never seem to get smaller. Every phone call could be another creditor. Every piece of mail might be another threat.
Bankruptcy isn’t failure—it’s the legal tool designed specifically for situations like yours. When you file, everything stops immediately. The calls, the letters, the wage garnishments, the foreclosure proceedings.
Chapter 7 bankruptcy can eliminate your credit card debt, medical bills, and personal loans completely. Chapter 13 lets you keep your home while restructuring payments you can actually afford. Both give you something you haven’t had in months or years: breathing room.
You’ll sleep better knowing your paycheck stays in your account and your home stays in your family.
We have been helping Smith Point area families navigate financial crises for years. We know the local courts, the trustees, and exactly how to protect your interests under New York bankruptcy law.
You’ll work directly with an experienced bankruptcy attorney, not a paralegal or case manager. Every consultation is free because we understand you’re already stretched financially.
We’ve seen every situation—job loss, medical emergencies, divorce, business failure. There’s no judgment here, just practical legal guidance to get you back on solid ground.
First, we’ll meet for a free consultation to review your debts, income, and assets. This determines whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation.
Next, we prepare and file your bankruptcy petition with the court. The moment it’s filed, you get automatic stay protection—all collection activities must stop immediately by law.
Then we guide you through the meeting of creditors, which is typically a brief, straightforward process. Most of our clients are surprised how simple it actually is.
Finally, you receive your discharge order, eliminating qualifying debts forever. You keep protected assets and start rebuilding your financial future with a clean slate.
Ready to get started?
When you work with us, you get comprehensive bankruptcy representation tailored to Smith Point residents. We handle everything from initial paperwork through final discharge.
Our service includes foreclosure defense when needed—we can often stop foreclosure proceedings and help you keep your home through Chapter 13 repayment plans. We also provide credit rebuilding guidance so you know exactly how to restore your credit score after bankruptcy.
You’ll never wonder what’s happening with your case. We explain each step in plain English and return your calls promptly. Most importantly, we structure our fees with payment plans because we know you’re filing bankruptcy for a reason.