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Get immediate relief from overwhelming debt and creditor harassment with experienced bankruptcy representation.
Hear from Our Customers
When debt becomes unmanageable, bankruptcy isn’t failure—it’s a legal tool designed to give you breathing room. You’ll wake up without the weight of collection calls disrupting your morning coffee. Your paycheck stays in your pocket instead of going to wage garnishments.
The automatic stay kicks in the moment we file your case. Creditor harassment stops immediately. Foreclosure proceedings halt. You get space to think clearly for the first time in months.
Whether Chapter 7 eliminates your unsecured debt entirely or Chapter 13 gives you a manageable payment plan, you’re looking at a realistic path forward. Your essential assets stay protected under New York exemption laws, and you keep what matters most while shedding what’s dragging you down.
We have spent over a decade helping Long Island families navigate financial crises. We understand the unique pressures facing Smithtown residents—high property taxes, costly living expenses, and the reality that even good people sometimes need a fresh start.
Our practice focuses exclusively on bankruptcy and debt relief, which means we know the Eastern District of New York bankruptcy courts inside and out. We’ve guided hundreds of families through both Chapter 7 and Chapter 13 proceedings, protecting homes, cars, and retirement accounts while eliminating overwhelming debt.
You’re not just another case number here. We take time to understand your specific situation and explain your options in plain English, not legal jargon.
Your process starts with a free consultation where we review your debts, income, and assets to determine if Chapter 7 or Chapter 13 makes more sense for your situation. We’ll run the means test and explain exactly what you can expect.
Once you decide to move forward, we handle all the paperwork and filing requirements. The automatic stay goes into effect immediately, stopping collection calls, wage garnishments, and foreclosure proceedings. You’ll need to complete a credit counseling course, which we’ll help you arrange.
We represent you at the Meeting of Creditors, which is typically a brief, straightforward proceeding. For Chapter 7 cases, most clients receive their discharge within 3-4 months. Chapter 13 involves a 3-5 year payment plan, but you get immediate protection while making manageable payments. Throughout the entire process, we handle communications with creditors and the court so you can focus on rebuilding.
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Our bankruptcy representation covers everything from initial consultation through final discharge. We analyze your complete financial picture, including all debts, assets, and income sources to recommend the best path forward. You’ll get detailed explanations of how New York exemption laws protect your home equity, vehicle, retirement accounts, and personal property.
We handle all court filings, creditor communications, and required documentation. This includes preparing and filing your petition, schedules, and statements with the Eastern District of New York bankruptcy court. We represent you at all hearings and meetings, including the Meeting of Creditors.
For Smithtown residents facing foreclosure, we provide foreclosure defense services alongside bankruptcy protection. Sometimes Chapter 13 allows you to catch up on mortgage payments while eliminating other debts. Other times, Chapter 7 eliminates unsecured debt so you can focus resources on saving your home. We also assist with vehicle repossession issues, wage garnishment stops, and creditor harassment violations.
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