Call Now: 516-246-557724/7 Emergency Services
Get immediate protection from creditors and keep what matters most to you.
Hear from Our Customers
The phone stops ringing. You sleep through the night without wondering if tomorrow brings another collection notice or court summons.
Your paycheck stays in your account instead of getting garnished. You can actually pay for groceries, utilities, and gas without calculating which bills to skip this month.
The foreclosure threat disappears. Whether through Chapter 7 debt elimination or Chapter 13 reorganization, you get a clear path forward that protects your home and gives you breathing room to rebuild.
The Frank Law Firm P.C. has been helping South Hampton families navigate financial crises for years. We understand the unique pressures of living on Long Island – the high property taxes, expensive housing costs, and how quickly medical bills or job loss can turn a stable situation upside down.
We’re licensed to practice in the Eastern District of New York bankruptcy court and handle cases throughout Nassau County. You’ll work directly with an experienced bankruptcy attorney, not a paralegal or case manager.
First, we meet for a free consultation to review your debts, income, and assets. We’ll determine if Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation, or if there are alternatives worth exploring.
Once you decide to move forward, we file your petition with the bankruptcy court. This immediately triggers the automatic stay – all collection calls, wage garnishments, and foreclosure proceedings must stop by law.
Next comes the 341 meeting of creditors, which sounds scarier than it is. It’s a brief meeting where the bankruptcy trustee asks basic questions about your financial situation. We prepare you thoroughly and attend with you.
For Chapter 7 cases, you typically receive your discharge in about four months. Chapter 13 cases involve a 3-5 year repayment plan, but you keep your assets and catch up on missed mortgage payments over time.
Ready to get started?
Every bankruptcy case includes complete preparation and filing of your petition, schedules, and required documents. We handle all communication with creditors, the bankruptcy trustee, and the court on your behalf.
You get direct access to your attorney throughout the process. We explain each step in plain English and prepare you for the 341 meeting and any other required appearances.
For South Hampton homeowners facing foreclosure, we coordinate your bankruptcy filing with foreclosure defense strategies. Chapter 13 cases include developing a feasible repayment plan that catches up your mortgage arrears while eliminating other debts.
We also provide credit rebuilding guidance after your discharge. Many clients are surprised how quickly they can rebuild their credit score and qualify for new credit with proper planning.
Local Resources