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Get immediate relief from debt collectors and explore real solutions with an experienced bankruptcy lawyer who understands South Ozone Park families.
Hear from Our Customers
The phone stops ringing with collection calls. Your wages are protected from garnishment. You sleep better knowing foreclosure proceedings have stopped.
Chapter 7 bankruptcy can eliminate most of your unsecured debts in just a few months. Credit cards, medical bills, and personal loans disappear, giving you a true fresh start. Chapter 13 lets you keep your home while reorganizing your debts into an affordable payment plan.
You’re not just getting out of debt—you’re getting your life back. The constant stress of juggling payments and avoiding creditors ends. You can focus on rebuilding instead of just surviving.
The Frank Law Firm P.C. has helped South Ozone Park residents navigate bankruptcy for years. We understand the local community and the financial pressures facing Queens families.
You’re not getting a one-size-fits-all approach. We take time to understand your specific situation—whether you’re facing foreclosure, dealing with medical debt, or struggling after job loss. Our office knows how to work with the bankruptcy courts that serve this area.
We’ve seen every type of debt situation and know which solutions actually work for people in your neighborhood.
First, we meet for a free consultation to review your debts, income, and assets. No pressure, no sales pitch—just an honest assessment of your options. We’ll explain whether Chapter 7 or Chapter 13 makes more sense for your situation.
If you decide to move forward, we handle all the paperwork and court filings. You’ll attend a required credit counseling session and provide financial documents. We prepare you for the meeting of creditors, which is typically brief and straightforward.
Most Chapter 7 cases are complete within four months. Chapter 13 involves a 3-5 year payment plan, but you get immediate protection from creditors. Throughout the process, you’ll know exactly what’s happening and what to expect next.
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We handle both Chapter 7 and Chapter 13 bankruptcy cases for South Ozone Park residents. Chapter 7 eliminates most unsecured debts quickly. Chapter 13 stops foreclosure and creates manageable payment plans.
Foreclosure defense is often part of the bankruptcy process. Filing Chapter 13 immediately stops foreclosure proceedings and gives you time to catch up on mortgage payments. We’ve helped many Queens homeowners save their houses this way.
You also get guidance on rebuilding credit after bankruptcy. We explain which debts are eliminated, which ones remain, and how to establish good credit moving forward. The goal is long-term financial stability, not just temporary relief.
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