Get immediate debt relief and foreclosure protection with experienced local bankruptcy representation in Nassau County.
Hear from Our Customers
The phone stops ringing with collection calls. Your paycheck stays in your account instead of going to garnishments. You sleep through the night without worrying about losing your house.
That’s what happens when bankruptcy works the way it should. Chapter 7 can eliminate your credit card debt, medical bills, and personal loans in about four months. Chapter 13 lets you keep your home while reorganizing payments you can actually afford.
You’re not looking to game the system. You want to handle your responsibilities, but the math just doesn’t work anymore. Bankruptcy gives you the legal tools to reset your financial situation and move forward.
We have been helping Uniondale families navigate bankruptcy for years. We know the local trustees, understand Nassau County procedures, and file cases in the Eastern District regularly.
You’ll work directly with an attorney, not a paralegal or case manager. We’ve seen how financial stress affects families in this area, and we don’t waste time with judgment or lectures.
Our focus is getting you the protection you need as quickly as possible while making sure you understand every step of the process.
First, we meet for a free consultation to review your debts, income, and assets. We’ll determine whether Chapter 7 or Chapter 13 makes more sense for your situation, or if there are alternatives worth considering.
If you decide to move forward, we immediately send cease and desist letters to stop creditor harassment. Then we prepare and file your bankruptcy petition, which triggers the automatic stay – legal protection that stops foreclosures, garnishments, and collection activities.
For Chapter 7, you’ll attend one meeting with the trustee about 30 days after filing. Most cases are completed in 3-4 months with a discharge order eliminating your qualifying debts. Chapter 13 involves a 3-5 year payment plan, but you keep your assets and catch up on mortgage payments over time.
Ready to get started?
We handle both Chapter 7 liquidation and Chapter 13 reorganization cases. Our foreclosure defense work often buys you months of additional time in your home while we prepare your bankruptcy filing.
Many Uniondale homeowners benefit from Chapter 13 because it allows you to keep your house and car while paying back a portion of your debts over 3-5 years. We also handle the means test calculations that determine which chapter you qualify for.
You get direct attorney representation throughout the entire process, preparation for the meeting of creditors, and guidance on rebuilding your credit after discharge. We explain everything in plain English so you understand your options and obligations.